Senior Mortgage Servicing FP&A & Analytics Lead

Unchain Data; United States; Remote; USD 85,000 - 128,000; Full time

Benefits offered by this job

Health, vision, dental insurance

Company 401k & commuter benefits

Life & disability insurance

Holidays & PTO plan

Paid family leave

Education reimbursement

Job summary

Figure Technology Solutions, Inc. is seeking a Senior Financial Portfolio Analyst – Servicing to deliver advanced financial analysis, MSR valuation support, and performance forecasting for a servicing portfolio.

You will collaborate with Servicing Operations, Capital Markets, Collections/Default, Investor Reporting, and Asset Management to drive efficiency and value. The role emphasizes P&L optimization, risk monitoring, and cost modeling, with market-competitive compensation, a 25% bonus

Qualifications

• Bachelor's degree in Finance, Accounting, Statistics, Business, or related field.
• 4–7 years of mortgage FP&A, servicing analytics, or portfolio-analysis experience.
• Strong understanding of MSR economics, delinquency modeling, advance mechanics, and servicing cost structures.
• Experience with servicing systems such as MSP, Sagent, LoanServ, and data analysis tools such as SQL, Snowflake, Tableau, Power BI.
• Ability to work independently and manage complex workloads with strict deadlines.

Responsibilities

• Servicing P&L Management — Maintain and enhance servicing profit-and-loss models, including revenue streams, ancillary fees, sub-servicing costs, advances, late fees, recoveries, and corporate allocations.
• MSR Valuation Support — Support mortgage servicing rights (MSR) valuation by modeling discount rates, CPR/prepayment speeds, delinquency curves, and cost-to-service assumptions.
• Portfolio Analytics — Build dashboards tracking static pool performance, delinquency migration, modification outcomes, foreclosure metrics, and collection effectiveness.
• Revenue & Cost Forecasting — Forecast servicing revenue based on portfolio balance, runoff, payoffs, and interest-rate conditions; develop models for default expenses, foreclosure timelines, claim recoveries, and REO performance.
• Risk & Compliance Monitoring — Provide financial performance analysis, risk assessment, and compliance monitoring for servicing portfolios.
• Escrow & Advance Modeling — Model escrow balances, interest earnings, advance recoverability, and servicing cost allocations by investor.
• Operational & Strategic Support — Contribute financial insights to operational efficiency initiatives.
• Reporting & Executive Presentations — Prepare monthly business review decks, variance analysis, margin analytics, and operational KPIs for senior leadership.

Skills

MSR economics

Delinquency modeling

Advance mechanics

Servicing cost structures

SQL

Snowflake

Tableau

Power BI

Portfolio analytics

Mortgage FP&A

Education

Bachelor's degree

Master's degree (MBA or related)

Tools

MSP

Sagent

LoanServ

Job description

Figure Technology Solutions, Inc. is seeking a Senior Financial Portfolio Analyst – Servicing to deliver advanced financial analysis, MSR valuation support, and performance forecasting for a servicing portfolio.

You will collaborate with Servicing Operations, Capital Markets, Collections/Default, Investor Reporting, and Asset Management to drive efficiency and value. The role emphasizes P&L optimization, risk monitoring, and cost modeling, with market-competitive compensation, a 25% bonus