Senior Mortgage Loan Underwriter

Texana Bank, N.A.; United States; Remote; USD 75,000 - 110,000; Full time

Job summary

Texana Bank is seeking an experienced Residential Mortgage Underwriter to evaluate loan applications and ensure compliance with agency guidelines. This role focuses on accuracy, risk assessment, and adherence to regulatory requirements.

The ideal candidate has strong pipeline management skills and can communicate decisions clearly to lenders and borrowers. Join a community-focused bank with a long-standing history in East Texas and Arkansas.

Qualifications

• 5+ years of Residential Mortgage Underwriting experience.
• Experience with Conventional Agency guidelines.
• Strong knowledge of pipeline management and system workflows.
• Solid understanding of multiple investor guidelines and regulatory compliance.

Responsibilities

• Evaluate applicant eligibility for loan application processing.
• Verify applicant information including credit scores and valid documentation.
• Examine loan documentation for accuracy and completeness.
• Adhere to mortgage product guidelines and regulatory compliance.
• Review and analyze mortgage loan compliance with Fannie Mae, Freddie Mac, FHA, VA, and Rural Development guidelines.
• Manage pipeline and report project timelines and results.
• Communicate decisions and justifications clearly to appropriate parties.

Skills

Mortgage underwriting

Regulatory compliance

Attention to detail

Communication (verbal/written)

Job description

Responsibilities

• Evaluate applicant eligibility for loan application processing
• Verify applicant information including credit scores and valid documentation
• Examine loan documentation for accuracy and completeness
• Adhere to mortgage product guidelines and regulatory compliance
• Review and analyze mortgage loan compliance with Fannie Mae, Freddie Mac, FHA, VA, and Rural Development guidelines
• Manage pipeline and report project timelines and results
• Communicate decisions and justifications clearly to appropriate parties

Requirements

• 5+ years of Residential Mortgage Underwriting experience
• Required experience with Conventional Agency guidelines
• Deep understanding of pipeline management and system supported workflows
• Strong understanding of multiple investor guidelines and regulatory compliance
• Excellent organizational, written, and telephone communication skills

Preferred Qualifications

• Experience with Non-Conforming, Jumbo, FHA, VA, or Bond Programs

About the Company

Texana Bank has been serving its community since 1914. With multiple branches across East Texas and Arkansas, the bank focuses on personal investment in client success and bringing honesty back to banking.