Senior Mortgage Loan Processor – In-Office Miami

Elliman Capital; Miami (FL); On-site; USD 60,000 - 72,000; Full time

Job summary

Elliman Capital is the mortgage lending arm of Douglas Elliman, seeking a Senior Mortgage Loan Processor for our Miami, FL office. You will manage a residential loan pipeline from submission to clear to close, coordinating with Loan Officers, underwriters, and attorneys to meet tight closing dates.

The role emphasizes in-person collaboration, reviewing documents, analyzing income, and resolving conditions. Encompass experience and strong organization are highly valued.

Qualifications

• 3+ years of residential mortgage processing experience.
• Ability to analyze income for W-2 and self-employed borrowers.
• Working knowledge of TRID disclosure requirements.
• Experience with a mortgage loan origination system.
• Exceptional organization and follow-through across multiple files.
• Clear, professional communication with Loan Officers, borrowers, and real estate partners.
• Ability to work full-time, in person, in our Miami office.

Responsibilities

• Manage an assigned pipeline from submission through clear to close, prioritized by deadlines.
• Review new files for completeness and accuracy before submission.
• Analyze income/assets and resolve issues before they become conditions.
• Order and track third-party services (appraisals, title, escrow, verifications).
• Review appraisals and condo/HOA documentation and coordinate requirements.
• Submit complete files to underwriting and clear conditions promptly.
• Communicate status to Loan Officers, borrowers, agents, and attorneys.
• Monitor disclosures and TRID timing; coordinate redisclosures as needed.
• Partner with closing team on final approval and handoff.
• Maintain loan data in Encompass.
• Escalate risks to closing dates or eligibility with proposed paths forward.
• Share knowledge and contribute to process documentation.

Skills

Mortgage processing

W-2 income analysis

Self-employed income analysis

TRID disclosure requirements

Mortgage origination system

Organization & multi-file management

Professional communication

In-person Miami office

Tools

Encompass

Job description

Elliman Capital is the mortgage lending arm of Douglas Elliman, seeking a Senior Mortgage Loan Processor for our Miami, FL office. You will manage a residential loan pipeline from submission to clear to close, coordinating with Loan Officers, underwriters, and attorneys to meet tight closing dates.

The role emphasizes in-person collaboration, reviewing documents, analyzing income, and resolving conditions. Encompass experience and strong organization are highly valued.