Senior Mortgage Loan Officer

Pinnacle Mortgage Corp; Providence (RI); On-site; USD 70,000 - 120,000; Full time

Benefits offered by this job

Company match 401K

Continuous training opportunities

Comprehensive health coverage (Medical

Dental & Vision

Job summary

Pinnacle Mortgage Corp. is seeking a Senior Loan Officer in Providence, RI to help clients achieve homeownership by tailoring loan solutions, comparing programs, and securing the best rates in the area.

You will assess financial profiles, explain options, and collaborate with internal teams to expedite closings, upholding strict privacy and regulatory standards. A strong closing record and NMLS licensing are required.

Qualifications

• Bachelor's degree in finance, business administration, or related field preferred.
• Proven experience as a Loan Originator or Mortgage Loan Officer with a track record of closing loans.
• Strong understanding of mortgage lending practices, regulations, and compliance requirements.
• Excellent communication and interpersonal skills with a client-centric approach.
• Detail-oriented with strong analytical and problem-solving abilities.
• Ability to work independently and collaboratively in a fast-paced environment.
• Familiarity with mortgage origination software and tools.
• NMLS licensing as required.

Responsibilities

• Engage with clients to understand financial objectives and guide them through the mortgage application process with attention to detail.
• Assess client financial profiles to determine eligibility and recommend suitable loan options.
• Educate clients on loan programs, terms, and rates to aid informed decisions.
• Collaborate with internal teams to expedite loan processing and ensure timely closings.
• Maintain confidentiality and security of client information in line with privacy policies and regulatory requirements.
• Cultivate lasting client relationships by delivering exceptional service and ongoing support.
• Stay abreast of industry trends, market conditions, and regulatory changes.
• Participate in business development, networking events, and community initiatives.

Skills

Loan origination experience

Mortgage lending knowledge

Communication skills

Regulatory compliance understanding

Analytical abilities

Independent and collaborative work

NMLS licensing

Education

Bachelor's degree in finance or related field

Tools

Mortgage origination software

CRM systems

Job description

ABOUT US:

Pinnacle Mortgage Corp. delivers top-tier financial services with competitive rates. Our mortgage professionals prioritize personalized attention, ensuring tailored financial solutions for purchasing a home, refinancing, or consolidating debt. Unlike larger nationwide mortgage firms, we prioritize the security and confidentiality of your information. Our trusted reputation in the community reflects our dedication to maintaining client trust and confidentiality.

POSITION PROILE:

As a Senior Loan Officer at Pinnacle Mortgage Corp, you will play a crucial role in helping clients achieve their homeownership and financial goals. Our team is committed to delivering the highest quality financial services while maintaining the utmost privacy and security of our clients' information. You will work closely with clients to understand their unique financing needs and provide tailored solutions. Whether clients are purchasing their dream home, refinancing an existing loan, or consolidating debt, you will leverage your expertise to find the right loan program at the lowest rates available in their area.

RESPONSIBILITIES:

• Engage with clients to understand their financial objectives and guide them through the mortgage application process with attention to detail.
• Assess client financial profiles, including income, credit history, and debt obligations, to determine eligibility and recommend suitable loan options.
• Educate clients on various loan programs, terms, and rates available, ensuring they make informed decisions aligned with their long-term financial interests.
• Collaborate with internal teams, to expedite loan processing and ensure timely closings.
• Maintain confidentiality and security of client information at all times, adhering to strict privacy policies and regulatory requirements.
• Cultivate lasting relationships with clients by delivering exceptional service and providing ongoing support throughout the loan lifecycle.
• Stay abreast of industry trends, market conditions, and regulatory changes to provide accurate and up-to-date guidance to clients.
• Participate in business development initiatives, networking events, and community endeavors to enhance visibility and generate new business prospects.

WHAT YOU NEED TO BE SUCCESSFUL:

• Bachelor's degree in finance, Business Administration, or related field preferred.
• Proven experience as a Loan Originator or Mortgage Loan Officer, with a track record of successfully closing loans.
• Strong understanding of mortgage lending practices, regulations, and compliance requirements.
• Excellent communication and interpersonal skills, with a client-centric approach to service delivery.
• Detail-oriented with strong analytical and problem-solving abilities.
• Ability to work independently and collaboratively in a fast-paced environment.
• Familiarity with mortgage origination software and tools preferred.
• NMLS licensing as required.

WHY PINNACLE MORTGAGE CORP:

Because we believe in valuing and investing in our team members. Pinnacle Mortgage Corp. provides outstanding compensation and benefits package. By offering perks such as a company matching 401K plan, continuous training opportunities, and robust healthcare coverage, including Medical, Dental & Vision, we aim to support our employees' financial security, professional growth, and overall quality of life.

Pinnacle Mortgage provides equal employment opportunities and non-discrimination for all employees and qualified applicants without regard to a person's race, color, gender, age, religion, national origin, ancestry, disability, veteran status, genetic information, sexualorientation,or any characteristic protected under applicable law.