Senior Mortgage Loan Officer

External Candidates Only; Heath (OH); Hybrid; USD 55,000 - 90,000; Full time

Job summary

ANBTX in Heath, TX is seeking a Senior Mortgage Loan Officer to originate residential loans, pre-qualify borrowers, and service loans to meet profitability goals. You will build relationships with referral sources and manage the loan process from application to closing.

Candidates should have 3-5 years of lending experience, knowledge of real estate laws, an active NMLS registration, a valid driver's license, and strong Excel skills. Bilingual English/Spanish is encouraged.

Qualifications

• 3–5 years of relevant experience in residential lending and understanding of real estate laws.
• Knowledge of real estate laws and FNMA selling and servicing guidelines.
• Valid driver's license, clean driving record, reliable transportation for outside calls; NMLS registration required.

Responsibilities

• Originate residential mortgage loans and pre-qualify borrowers.
• Service loans to meet credit quality, profitability, and growth objectives.
• Refer customers to bankers for cross-sale of products and services.
• Explain mortgage options and negotiate terms with borrowers.
• Maintain up-to-date knowledge of local real estate market and regulatory changes.
• Coordinate with borrowers through the loan process from application to closing.

Skills

MS Excel

Bilingual English/Spanish

Credit analysis

Tools

NMLS Registration

Job description

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Senior Mortgage Loan Officer

• Posted on November 6, 2026

Locations

Showing 1 location

Heath, TX 75032, USA

• Hybrid
• Mortgage
• Full-Time
• Requisition #: SENIO004737

Description

The Senior Mortgage Loan Officer is accountable for originating residential mortgage loans, pre-qualifying the creditworthiness and the ability of customers to repay loans, servicing these loans to meet or exceed the Bank's credit quality, profitability and growth and service objectives. The individual is responsible for referring customers to the appropriate banker for the cross-sale of products and services.

• Create, develops, and maintains relationships with referral and industry sources for the origination of investment quality mortgage loans in order to maximize volume and income and meet banking center profitability goals
• Interfaces with the borrower as necessary to take and document a complete and accurate loan application and determines creditworthiness by analyzing customers' financial condition, examining and evaluating the acceptability of collateral, and determining the capacity of the customer to repay the loan
• Sets expectations for the borrow as to the processes required for loan approval and terms of the loan applied for, and communicates with the borrower throughout the loan process, approval and closing stages
• Responds to customer inquiries and generates from both their own contacts and from other bank businesses channels, as well as identifies and generates referrals for other bank services
• Advises applicants of options available to them, explains the difference between various types of mortgages, and negotiates terms and conditions of the loan
• Keeps up-to-date with conditions in the local real estate market and with changes in rules and regulations pertaining to both private and government-insured mortgages
• Position subject to SAFE Act registration requirements

Qualifications:

• 3-5 years of relevant experience in residential construction and permanent lending with compliance training and knowledge or the equivalent. Knowledge of real estate laws and FNMA selling and servicing guidelines. Valid driver's license, clean driving record, and reliable transportation for making outside sales calls; position requires registration with the National Mortgage Licensing and Registry (NMLS)

Skill:

• Working knowledge of Microsoft Excel and MS Work; basic keyboarding and calculator; must be able to do simple math and carry out written instructions

ANBTX strongly encourages candidates that are fluent in English and Spanish to apply. Jobs that specifically require candidates to be bilingual will be posted as a requirement.

Equal Opportunity Employer
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