Senior Middle Office Analyst: Credit / Lending

Talan Group; New York (NY); On-site; USD 100,000 - 130,000; Full time

Benefits offered by this job

Salary range: US$100,000 - US$130,000

401(k) retirement plan with company matching

15 days paid vacation per year (up to 27 according to seniority)

8 paid holidays, 5 sick days, 2 personal days per year

Health, dental, and vision insurance plans

Job summary

A financial consulting firm is seeking a Senior Middle Office Analyst to manage credit insurance within commercial lending and asset finance transactions. This role demands strong experience in a banking middle office environment, with full ownership of insurance processes and significant interaction with Front Office teams. The ideal candidate has a minimum of 5 years’ experience and a Bachelor's degree in Finance or Business. The position offers competitive salary and comprehensive benefits.

Qualifications

• Minimum 5 years of experience in commercial lending or asset finance operations within a commercial bank.
• Proven experience managing insurance on lending transactions.
• Strong proficiency in Excel.

Responsibilities

• Act as the primary subject matter expert for credit insurance across all relevant lending transactions.
• Oversee the calculation, validation, and processing of insurance premiums.
• Ensure accurate booking, monitoring, and reconciliation of insurance-related transactions.
• Review complex insurance policies and related legal documentation.
• Perform pre-funding insurance checks, including confirmation of calculations.
• Serve as the main point of contact for insurance-related matters.
• Monitor insurance covenants and reporting obligations.
• Drive process improvements across insurance booking and reconciliation.

Skills

Experience in commercial lending

Insurance management on lending transactions

Proficiency in Excel

Financial ratio analysis

Education

Bachelor’s degree in Finance, Business or related field

Job description

Senior Middle Office Analyst: Credit / Lending

Talan is an international consulting and technology expertise group supporting Corporate and Investment Banking (CIB) and Financial Services clients through large-scale transformation programs driven by data, technology, and innovation.

In North America, Talan works with some of the largest U.S., French, and Japanese banks, delivering high-value expertise across front-office, risk, finance, regulatory, and technology domains.

With over 20 years of experience, a presence across five continents and 21 countries, and Great Place to Work® certification, the Group is on track to reach 8,000 employees worldwide, including Их 600 in North America.

Job Description

We are seeking a Senior Middle Office Analyst – Insurance Operations to lead the management of credit insurance across commercial lending and asset finance transactions. This role requires strong hands‑on experience in a banking middle office environment, with full ownership of insurance processes, close interaction with Front Office teams, and a high level of responsibility for келишный risk and жара_params controls.

Role and responsibilities

• Act as the primary subject matter expert for credit insurance across all relevant lending transactions, from pre‑closing review (when applicable) through payment, booking, and ongoing monitoring.
• Oversee the calculation, validation, and processing of insurance premiums in line with credit agreements and insurance certificates, ensuring timely payment to brokers.
• Ensure accurate booking, monitoring, and reconciliation of insurance‑related transactions in Loan IQ (LIQ), maintaining data quality and consistency.
• Review complex insurance policies and related legal documentation, interpret insurance requirements, and ensure correct system setup and processing.
• Perform andитер доступ pre‑funding insurance checks, including confirmation of calculations and initial broker deposits.
• Serve as the main point of contact for insurance‑related matters with Front Office邮, Middle Office, Operations, and external brokers.
• Monitor insurance covenants and reporting obligations, proactively identifying and escalating operational risks or discrepancies.
• Drive process improvements across insurance booking, reconciliation, controls, and reporting, in coordination with internal stakeholders.

Fast

Qualifications

• Minimum 5 years of experience in commercial lending or asset finance operations within a commercial bank.
• Proven, hands‑on experience managing insurance on lending transactions.
• Bachelor’s degree in Finance, Business, or a related field.
• Solid proficiency in Excel and PowerPoint.
• Good understanding of financial statements and comfort with financial ratio analysis.

Visa Sponsorship: Talan does not sponsor or transfer U.S. work permits or employment visas for this role.

Benefits

• 💵 The salary range for this role is US$100,000 - US$130,000
• 💸401(k) retirement plan with company matching
• 🌴15 days of paid vacation per year at hire and up to 27 according to seniority (annual untaken vacation days are cashed out)
• 📴8 paid holidays + 5 sick days + 2 personal days per year
foil>
• ❤️🩹Company health, dental, and vision insurance plans + Fikes
• 🦺Voluntary STD and LTD

All your information will be kept confidential according to EEO guidelines.