Senior Manager Product

Bread Financial; Columbus (OH); Hybrid; USD 140,000 - 224,000; Full time

Job summary

Bread Financial is seeking a Senior Manager, Product to lead a team of product owners and managers focused on complex user experiences and end-to-end lifecycle management. You will shape product strategy, coordinate roadmaps, and collaborate with stakeholders to deliver digital capabilities.

The role emphasizes leadership, cross-functional collaboration, and delivering scalable enterprise solutions, with remote/hybrid work options and travel as needed.

Qualifications

• 10-13 years experience in product management, or related field such as business analysis or project management.

Responsibilities

• Develop and communicate the product vision and strategy. Align product goals with business objectives. Oversee the creation and maintenance of product roadmaps.
• Ensure timely quality delivery of product features. Manage the product development lifecycle. Coordinate with cross-functional teams to ensure consistency and alignment across all products.
• Oversee a team of product owners and/or product managers to ensure cohesive product development. Ensures alignment of team activities to the overall product strategy.
• Communicates team progress to senior leadership. Act as a liaison as needed between product and other departments.

Skills

Agile Product Development

Product Management

Product Roadmapping

Financial Acumen

Marketing

People Leadership

Product Delivery

Product Performance

Program Strategy

Strategy Execution

Executive Presenting

Education

High School Diploma or GED

Bachelor’s Degree in Product Management, Business Analysis, or Information Technology or related field of study or equivalent, relevant work experience

Tools

Jira

Confluence

Figma

Github Copilot

Job description

Every career journey is personal. That's why we empower you with the tools and support to create your own success story.

Be challenged. Be heard. Be valued. Be you ... be here.

Job Summary

The Senior Manager, Product leads a team of product owners and/or product managers focused on complex end-user experiences and maintains clarity for the team to ensure successful delivery of new and existing digital capabilities. This role collaborates with all levels of stakeholders to align product goals. This position also manages the product lifecycle from ideation to launch.

Essential Job Functions

• Develop and communicate the product vision and strategy. Align product goals with business objectives. Oversee the creation and maintenance of product roadmaps. (40%)
• Ensure timely quality delivery of product features. Manage the product development lifecycle. Coordinate with cross-functional teams to ensure consistency and alignment across all products. (30%)
• Oversee a team of product owners and/or product managers to ensure cohesive product development. Ensures alignment of team activities to the overall product strategy. (20%)
• Communicates team progress to senior leadership. Act as a liaison as needed between product and other departments. (10%)

Minimum Qualifications

• High School Diploma or GED
• 10-13 years experience in product management, or related field such as business analysis or project management
• 3+ years leadership experience

Preferred Qualifications

• Bachelor’s Degree in Product Management, Business Analysis, or Information Technology or related field of study or equivalent, relevant work experience
• 13+ years experience in Product Management, Business Analysis, Information Technology, financial services, payment, or online and mobile platforms.
• Experience in defining product vision, strategy and roadmaps
• 2+ years experience building or launching products using Large Language Models (LLMs) and Generative AI at scale.
• 2+ years experience translating business requirements into technical product roadmaps and delivery plans
• 2+ years experience with Jira, Confluence, Figma
• Experience with Github copilot and/or equivalent
• Strong technical background with experience delivering complex platforms or enterprise systems
• Systems-thinking mindset with a focus on scalable platform solutions
• Strong cross-functional collaboration with Engineering, Architecture, and Business teams
• Self-starter with the ability to thrive in ambiguous, fast-changing environments
• Ability to lead, build, grow and movivate teams through ambiguity
• Experience with AI agents, orchestration frameworks, or AI development platforms
• Knowledge of Responsible AI, AI Governance, and AI Risk Management
• Experience with RAG (Retrieval-Augmented Generation) and agentic AI architectures
• Financial services or other highly regulated industry experience
• Familiarity with cloud platforms, APIs, and enterprise integrations

Skills

• Agile Product Development
• Product Management
• Product Roadmapping
• Financial Acumen
• Marketing
• People Leadership
• Product Delivery
• Product Performance
• Program Strategy
• Strategy Execution
• Executive Presenting

Reports To

Director and above

Direct Reports

6 - 10

Work Environment

Normal office environment. (Remote or Hybrid), 3 to 4 days per month are required in office if within 60 miles of a posted Bread Financial location.

Travel

Ability to travel up to 10% annually

Physical And Mental Requirements

To perform this job successfully, an individual must be able to perform each essential job function satisfactorily and meet the physical, mental and work environment requirements. Reasonable accommodations may be made to enable qualified individuals with disabilities to perform essential job functions, absent undue hardship.

• Communicate/Hearing
• Communicate/Talking
• Stationary Position/Seated
• Typing/Writing
• Maintain focus in high pressure or fast-paced work environment

Other Duties

This job description is illustrative of the types of duties typically performed by this job. It is not intended to be an exhaustive listing of each and every essential function of the job. Because job content may change from time to time, the Company reserves the right to add and/or delete essential functions from this job at any time.

Salary Range (unless Otherwise Noted Below)

$139,800.00 - $223,700.00

Full Salary Range For Position

California: $160,800.00 - $279,600.00 Colorado: $139,800.00 - $246,100.00 New York: $153,800.00 - $279,600.00 Washington: $153,800.00 - $257,300.00 Maryland: $153,800.00 - $246,100.00 Washington DC: $160,800.00 - $257,300.00 Illinois: $139,800.00 - $246,100.00 New Jersey: $160,800.00 - $257,300.00 Vermont: $139,800.00 - $223,700.00 Ohio: $139,800.00 - $223,700.00 Maine: $139,800.00 - $223,700.00 Connecticut: $153,800.00 - $246,100.00 Virginia: $139,800.00 - $223,700.00

The actual base pay within this range may be dependent upon many factors, which may include, but are not limited to, work location, education, experience, and skills.

You must be work authorized in the United States on a full time basis without the need for any sponsorship now or in the future from any employer or organization. The Company cannot offer employment to F-1 (student) visa holders.

Bread Financial offers medical, prescription drug, dental, vision, and other voluntary benefits (including basic and optional life insurance, supplemental medical plans, and short and long-term disability) to eligible associates (regular full-time associates scheduled to work 30 hours per week or more) and their spouses/domestic partners, and child(ren) under the age of 26. New associate elected coverage begins on date of hire (with the exception of disability coverage which has a 6-month waiting period). Six weeks of 100% paid parental leave for eligible parents is available after a 180-day waiting period. Hired associates can immediately enroll in Bread Financial’s 401(k) plan.

All associates receive 11 paid holidays. Associates have discretion in managing their time away from work through the Flexible Time Off (FTO) program and may need to notify and receive approval from their manager prior to taking the time off. Associates (except those located in Illinois) receive 80 hours of Paid Sick and Safe Time (“PSST”) upon hire and at the beginning of each subsequent calendar year. Illinois associates receive 40 hours of Illinois PSST upon hire and at the beginning of each subsequent calendar year and 40 hours of Illinois Paid Leave upon hire and at the beginning of each subsequent calendar year. Illinois Paid Leave must be used before associates in Illinois will be approved to take FTO.

Hired associates will be able to elect the purchase company stock during offering periods in June and December. You will be eligible for an annual incentive bonus based on individual and company performance.

Click here for more Benefits information.

About Bread Financial®

At Bread Financial, you’ll have the opportunity to grow your career, give back to your community, and be part of our award-winning culture. We’ve been consistently recognized as a best place to work nationally and in many markets and we’re proud to promote an environment where you feel appreciated, accepted, valued, and fulfilled—both personally and professionally. Bread Financial supports the overall wellness of our associates with a diverse suite of benefits and offers boundless opportunities for career development and non-traditional career progression.

Bread Financial®(NYSE: BFH) is a tech-forward financial services company that provides simple, personalized payment, lending and saving solutions to millions of U.S. consumers.Our payment solutions deliver growth for some of the most recognized brands in travel & entertainment, health & beauty, technology, electronics, jewelry, home and specialty apparel through ourco-brand and private label credit cards and pay-over-time products providing choice and value to our shared customers.Additionally, we offer Bread Financial general purpose credit cards and saving products that empower our customers and their passions for a better life.

Bread Financial proudly marks 30 years of success in 2026. To learn more about our global associates, our performance and our sustainability progress, visit breadfinancial.com or follow us on Instagram and LinkedIn.

• Bread Financial offers competitive pay, a comprehensive selection of benefit options including 401(k).
• The Company is an Equal Opportunity Employer.
• Any applicant offered employment will be required to establish that they are legally authorized to work in the United States for the Company.
• The Company participates in E-Verify.
• The Company will consider for employment all qualified applicants, including those with a criminal history, in a manner consistent with the requirements of all applicable federal, state, and local laws, including the Los Angeles Fair Chance Initiative for Hiring Ordinance, the San Francisco Fair Chance Ordinance, and the New York City Fair Chance Act. Applicants with criminal histories are encouraged to apply.
• The Company complies with the Americans with Disabilities Act (ADA), as amended, and all applicable state/local laws. The Company will provide accommodations to applicants needing accommodations to complete the application process. Applicants with disabilities may contact the Company to request and arrange for accommodations. If you need assistance to accommodate a disability, you may request an accommodation at any time. Please contact the Recruiting Team at [e-mail].

Job Family

Marketing

Job Type

Regular