Senior Manager, Actuarial

Oscar Health; Oregon; Hybrid; USD 148.000 - 194.000; Vollzeit

Benefits dieser Stelle

Unlimited vacation

Annual performance bonuses

Benefits package

Zusammenfassung

Oscar Health, Inc. is seeking a Senior Manager, Actuarial to lead pricing analyses for ACA markets. You will manage a pricing team, own end-to-end rate development, and partner with Market P&L, Insurance Product, and analytics teams to shape national pricing strategy.

You will oversee regulatory submissions and ensure actuarial soundness across markets. You will report to the Director, Actuarial and mentor analysts, promoting automation and strong stakeholder communication while navigating

Qualifikationen

• Bachelors or higher in a STEM field.
• Associate or Fellow of the SOA, or on track to become one.
• 7+ years of quantitative analysis experience.

Aufgaben

• Lead team initiatives to enhance pricing models and methodologies.
• Oversee end-to-end rate development within a region for ACA markets.
• Influence stakeholders to guide strategic pricing decisions.
• Understand financial risks and opportunities across ACA markets and SAE considerations.
• Provide actuarial input to cross-functional teams for sustainable growth.
• Mentor pricing analysts with regular feedback.
• Promote actuarial best practices in automation and documentation.
• Maintain relationships with internal and external stakeholders.
• Ensure compliance with applicable laws and regulations.

Kenntnisse

Leadership

Pricing models

Stakeholder collaboration

Risk awareness

Ausbildung

STEM degree

SOA designation in progress or achieved

Jobbeschreibung

Hi, we're Oscar. We're hiring a Senior Manager, Actuarial to join our Actuarial team. Oscar is the first health insurance company built around a full stack technology platform and a relentless focus on serving our members. We started Oscar in 2012 to create the kind of health insurance company we would want for ourselves—one that behaves like a doctor in the family.

About the role

The Senior Manager, Actuarial leads a team of analysts, is responsible for pricing of several ACA markets, and has team authority and subject matter expertise in a particular business area. You will be a critical partner to Market P&L, Insurance Product, and other analytic support responsibilities for consultation of regional specific pricing, network and product strategy. You will support development of national strategy. You will also own the end-to-end regulatory submission, will understand risks underlying their markets, and are responsible to ensure pricing is actuarially sound. You will report into the Director, Actuarial.

Work Location

This position is fully remote and open to candidates residing in the U.S., excluding Alaska; Delaware; Hawaii; Louisiana; Montana; North Dakota; Oklahoma; West Virginia; Wyoming; and U.S. Territories. Daily work is completed from your home office, with occasional travel required for team meetings and company events.

Pay Transparency

The base pay for this role in the states of California, Connecticut, New Jersey, New York, and Washington is: $163,944 - $215,177 per year. The base pay for this role in all other locations is: $147,550 - $193,659 per year. You are also eligible for employee benefits, participation in Oscar's unlimited vacation program and annual performance bonuses.

Responsibilities

• Lead team initiatives to enhance pricing models and methodologies.
• Oversee the end-to-end rate development within a specific region for Oscar's ACA markets.
• Influence and collaborate with key stakeholders to guide strategic business decisions with respect to rates.
• Have an in-depth understanding of key financial risks and opportunities within each of your markets and more broadly across ACA -- and apply those learnings to guide analytical pricing, prospective pricing strategy, SAE considerations, network strategy, and other unique mitigation strategies.
• Provide an actuarial viewpoint across cross-functional teams to ensure sustainable growth for Oscar's ACA Individual Markets.
• Mentor, coach, and provide pricing analysts with regular feedback.
• Promote and shape Oscar actuarial best practices with respect to automation and documentation.
• Maintain strong relationships, rapport, and lines of communication with both internal and external stakeholders.
• Compliance with all applicable laws and regulations
• Other duties as assigned

Requirements

• College degree in a STEM field.
• Associate or Fellow of the Society of Actuaries (SOA), or on the track to become one.
• 7+ years of quantitative analysis experience.

Bonus points

• Excellent communication, collaboration, and relationship-building skills.
• Strong understanding of health insurance concepts and nuances.

This is an authentic Oscar Health job opportunity.At Oscar, being an Equal Opportunity Employer means more than upholding discrimination-free hiring practices. It means that we cultivate an environment where people can be their most authentic selves and find both belonging and support. We're on a mission to change health care -- an experience made whole by our unique backgrounds and perspectives.

Pay Transparency: Final offer amounts, within the base pay set forth above, are determined by factors including your relevant skills, education, and experience. Full-time employees are eligible for benefits including: medical, dental, and vision benefits, 11 paid holidays, paid sick time, paid parental leave, 401(k) plan participation, life and disability insurance, and paid wellness time and reimbursements.

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