Senior Loan Specialist

M/I Homes; Town of Texas (WI); On-site; USD 45,000 - 65,000; Full time

Job summary

A prominent homebuilding company in Wisconsin is seeking a Loan Specialist to process mortgage applications and oversee loan operations. The candidate must possess an Associate’s Degree in finance, with 2 to 4 years of experience in mortgage lending and excellent communication skills. The role requires evaluating financial information and leading a team to ensure loan approval. A comprehensive benefits package is offered.

Benefits

Comprehensive benefits package

Paid time off

Paid parental leave

Traditional and Roth 401(k) options

Profit sharing plan

Employee stock purchase plan

Qualifications

• 2 to 4 years of experience in a mortgage lending/finance environment.
• Some supervisory experience preferred.

Responsibilities

• Interviews loan applicant(s) to gather information relative to credit, employment, and financial history.
• Gathers and processes documentation to verify financial information and credit standings.
• Reviews and organizes application and loan information for underwriting.
• Communicates with applicants and underwriters to resolve issues.
• Assists the Branch Manager and Loan Officers in processing loans.
• Supervises and leads the work of other loan specialists.

Skills

Customer-service oriented

Verbal communication skills

Written communication skills

Excellent organization skills

Detail-oriented

Excellent mathematical skills

Leadership skills

Education

Associate’s Degree in finance or mortgage lending

Job description

M/I Homes has been building new homes of outstanding quality and superior design for more than 40 years. Founded in 1976 by Irving and Melvin Schottenstein and guided by Irving’s drive to always “treat the customer right,” we have fulfilled the dreams of over 140,000 homeowners and grown to become one of the nation’s leading homebuilders. M/I Homes started as a family business and grew into a national leader in a single generation with divisions in 16 markets, including Austin, Charlotte, Chicago, Cincinnati, Columbus, Dallas, Detroit, Houston, Indianapolis, Minneapolis, Nashville, Orlando, Raleigh, San Antonio, Sarasota, and Tampa.

This position is a full-time onsite position.

Job Summary: Processes applicable documentation for FHA, VA and Conventional mortgage loan applications and prepares required packages for loan approval. May supervise and lead the work of other loan specialists.

Duties and Responsibilities:

• If applicable, interviews loan applicant(s) to gather specific information relative to credit, employment, and financial history.
• Gathers, analyzes, and processes necessary documentation from applicant(s), credit bureaus, employers, and various creditors to verify financial information and credit standings.
• Reviews, organizes, and collates application and loan information to ensure timeliness and accuracy in providing a useable credit file to be submitted to underwriting for approval.
• Communicates with applicant(s), underwriters and/or creditors to resolve problems or questions regarding application information.
• Interfaces with team members to assist the Branch Manager and Loan Officers to process loan.
• May supervise and lead the work of others.

Minimum Education Experience: Associate’s Degree in finance or mortgage lending with at least 2 to 4 years of experience in a mortgage lending/finance environment. Some supervisory experience preferred.

Skills and Abilities:

• Must have recent purchasing processing experience.
• Customer-service oriented with good verbal and written communication skills for interaction with a variety of people inside and outside of the organization.
• Ability to elicit, interpret, analyze, and evaluate given information relative to underwriting guidelines and lender requirements.
• Excellent organization skills and detail-oriented aptitude.
• Ability to perform in a fast-paced environment where accuracy and timeliness are of the essence.
• Excellent mathematical skills and calculator abilities.
• Must be able to lead the work of others.

Work Conditions:

Some weekend work may be required.

M/I Homes offers a comprehensive benefits package, including medical, dental, vision, paid time off and paid holidays, paid parental leave, traditional and Roth 401(k) options, a profit sharing plan, an employee stock purchase plan, an employee home purchase plan and more.

We are proud to be an EEO/AA employer M/F/D/V. We maintain a drug-free workplace and perform pre-employment substance abuse testing.

M/I Financial, LLC is an equal opportunities employer.