Senior Loan Officer

Lima One Capital; Greenville (SC); On-site; USD 85,000 - 125,000; Full time

Benefits offered by this job

Medical, Dental and Vision Insurance

Life Insurance & Disability

401K with company match

Paid time off

Paid holidays

Job summary

Lima One Capital in Greenville, SC is hiring a Senior Mortgage Loan Originator to lead a book of business in the investment lending space, focusing on fix-and-flip, new construction, and rental loans. This role offers a high-velocity inside sales environment with strong commission potential.

You will prospect, educate borrowers on Lima One’s products, and collaborate with underwriters and processors to deliver a top-tier lending experience.

Qualifications

• Minimum 1 year of mortgage loan origination experience.
• Bachelor’s degree or at least three years of sales experience.
• Proficient in Microsoft Office; familiarity with CRM platforms.
• Active NMLS License is a plus.
• Strong communication and a competitive, goal-driven mindset.

Responsibilities

• Lead management: build your own book of business through outbound and inbound prospecting.
• Educate prospects on Lima One’s products and tailor to investment strategy.
• Nurture client relationships to maintain your book of business.
• Collaborate with other loan originators, underwriters, and loan processors to ensure excellent service.

Skills

Mortgage loan origination experience

Communication skills

CRM platforms

Education

Bachelor’s degree or 3+ years of sales experience

Tools

Microsoft Office

Job description

Description

Are you a top-performing Mortgage Loan Originator looking to make a jump into the Investment Lending Space? We are looking for successful, self-motivated individuals with an interest in real estate investing to join our Inside Sales team. As a Senior Loan Officer, you will become an expert on Lima One’s entire product suite of Fix and Flip, New Construction, and Rental Property Loans, build your own book of business from the ground up, and sell in 46 states nationwide. You’ll harness the power of business purpose lending with borrowers who do 5x the transactions as traditional home buyers. If you’re looking for a strong alternative to the current mortgage environment – this is it.

Job Type

Full-time

What We’ll Provide

• Best-In-Class Support: Sales support and marketing team that’s laser-focused on driving your success. From sales development representatives, account managers, and revenue enablement teams, we’ve got your back.
• Personal Development: Company sponsored NMLS licensing and an engaged Learning & Development team. Our dedicated Sales Training Specialist offers hands on support as you ramp up and learn our products - because when you succeed, we succeed.
• Customer Experience: From first call to final payoff – complete, vertically integrated lending process. Your borrowers will experience in-house sales consultants, white glove underwriting, appraisal management, servicing, and construction draws - making your sell easy.
• Tools & Tech: Access to warm leads and state of the art tools such as Salesforce, Gong, Forecasa, HubSpot, and our Retail Portal. Our technology is constantly evolving to help you close more deals.

What You’ll Do

• Lead Management: Build your own book of business through both outbound and inbound prospecting and networking.
• Customer Development: Responsible for educating prospects and clients about Lima One’s products and determining which will best fit their investment strategy, negotiating loan terms, collecting applications, and updating clients.
• Relationship Building: Maintain your book of business by nurturing client relationships. Once a lead is assigned to you at Lima, their business remains with you throughout your tenure.
• Pipeline Collaboration: Work alongside other loan originators, underwriters, and loan processors within Lima One Capital to ensure a top-notch customer service experience for our clients.

Requirements

• Industry Experience: Minimum 1 year of experience in mortgage loan origination
• Education: Bachelor’s degree or a minimum of three years of sales experience
• Technology: Proficient in Microsoft Office, experience with CRM platforms is a plus
• Competitive Mindset: Proved track record of achieving goals and thriving in a fast-paced environment
• Communication Skills: Ability to hold resourceful and significant conversations and conduct proactive follow-ups with potential and active borrowers
• Certifications: Active NMLS License is a plus

What We Offer

• Top-Tier Compensation: Senior level base salary that’s yours to keep and uncapped, producer friendly commission plans with additional bonus opportunities.
• Industry Leading Benefits:
  • Medical, Dental and Vision Insurance
  • Life Insurance, Short-Term Disability, and Long-Term Disability
  • Hospitalization and Accidental Insurance
  • Flexible Spending Accounts – Health and Dependent Care
  • Health Savings Account
  • Safe Harbor 401K with company match
  • Growing Families Support (including paid parental leave, infertility support and assistance, childcare reimbursement, and elder care)
  • Pet Insurance
• Work Life Balance: 12 paid time off days and 5 sick days, in addition to 12 paid holidays – that’s about a month of time to rest, relax, and recharge every year.
• Career Development: We prioritize the growth and success of our team members. You'll benefit from continuous learning opportunities, dedicated mentorship, and the chance to refine your skills and advance your career.
• New Headquarters: Join us in our brand new, thoughtfully designed office in the heart of Downtown Greenville (parking is paid for!)

Why Lima One?

At Lima One Capital we’re relentlessly focused on a simple but powerful goal: to be the nation’s premier lender for real estate investors. Inspired by that vision, every member of our team is driven by our mission to create opportunities for our customers and employees by educating, empowering, and financing real estate investors who are building, improving, and stabilizing their neighborhoods and communities nationwide.

• Loans Funded: $10+ billion in loans funded, 30k loans closed since 2010
• Geography: 46 states + D.C. where we revitalize neighborhoods
• Employees: ~300 employees with competitive benefits and perks
• Stability: Backed by the immense resources of MFA Financial, a publicly traded mortgage REIT with 25 years of proven success
• Veteran Founded: Founded by 2 US Marine Corps veterans, we proudly approach every deal and decision with grit, determination, boldness, and integrity

Recognized by the Inc.5000 as one of America’s fastest growing companies, Lima One specializes in providing real estate investors with financing for their rental, fix-and-flip, and new construction projects. The company is distinguished as one of South Carolina’s Best Places to Work and Top Workplaces. Lima One is headquartered in downtown Greenville, South Carolina. Learn more about us at limaone.com.

Lima One Capital does not sponsor H1B Visas. To be considered for employment, a candidate must be authorized to work in the United States for any employer and not require sponsorship, now or in the future.