Senior Loan Assistant

CEN; Hyde Grove (FL); On-site; USD 40,000 - 60,000; Full time

Job summary

CEN in Hyde Grove, Florida, seeks a Senior Loan Assistant to support loan officers by gathering necessary information and documentation for commercial credit analysis. This role requires excellent communication skills, attention to detail, and a strong understanding of financial processes.

The ideal candidate will possess the ability to manage loan documentation efficiently, work well with clients, and assist in various assignments that ensure smooth loan processing. A four-year degree and relevant experience are preferred.

Qualifications

• Broad knowledge of accounting, marketing, business administration, finance required.
• 4 years related experience or equivalent combination of education and experience.

Responsibilities

• Assist Loan officers with gathering information and loan documentation.
• Prepare and maintain credit files for assigned areas.
• Coordinate loan closings and check documents for accuracy.
• Assist with timely obtaining of tracked information.

Skills

Communication skills

Mathematical skills

Critical thinking

Alphanumeric data entry

Spreadsheet management

Word processing

Presentation skills

Education

Equivalent to a four year college degree

Job description

Description

GENERAL DESCRIPTION OF POSITION

The Senior Loan Assistant assists Loan officers and designated personnel with the gathering of information and loan documentation for credit analysis, underwriting, closings and maintenance of commercial loan portfolio, client information and loan files.

ESSENTIAL DUTIES AND RESPONSIBILITIES

• Working with Loan officers, customers and others to obtain required information and documentation necessary to properly analyze commercial credit requests.
• Working closely with the Loan Operations Staff to insure efficient, thorough and accurate preparation of loan documentation.
• Assisting Loan Officers with the data entry into various spreadsheets, analytical software and bank data systems.
• May prepare lien perfection documents, loan exhibits and other forms and ancillary loan documents and proofreads all loan documents for accuracy.
• Coordinates loan closings with loan processing and clients and checks documents for proper signatures, authorities, dates, and verifies accuracy of closing statements.
• Prepares and maintains credit files for assigned areas.
• Assisting in the preparation and proper documentation of draw requests.
• Answering phone and written inquiries concerning loan processing, servicing and information or file maintenance.
• Assisting in the timely obtaining of all tracked/required information required from clients and regularly reviews document exception reports to insure timely elimination of items.
• The ability to work in a constant state of alertness and in a safe manner.
• Perform any other related duties as required or assigned.
• Completes required BSA/AML training and other compliance training as assigned.

QUALIFICATIONS

To perform this job successfully, an individual must be able to perform each essential duty mentioned satisfactorily. The requirements listed below are representative of the knowledge, skill, and/or ability required.

EDUCATION AND EXPERIENCE

Broad knowledge of such fields as accounting, marketing, business administration, finance, etc. Equivalent to a four year college degree, plus 4 years related experience and/or training, and 7 to 11 months related management experience, or equivalent combination of education and experience.

COMMUNICATION SKILLS

Ability to read, analyze, and understand general business/company related articles and professional journals; Ability to speak effectively before groups of customers or employees.

MATHEMATICAL SKILLS

Ability to calculate figures and amounts such as discounts, interest, commissions, proportions, percentages, area, circumference, and volume. Ability to apply concepts such as fractions, ratios, and proportions to practical situations.

CRITICAL THINKING SKILLS

Ability to solve practical problems and deal with a variety of known variables in situations where only limited standardization exists. Ability to interpret a variety of instructions furnished in written, oral, or diagram formats.

REQUIRED CERTIFICATES, LICENSES, REGISTRATIONS

Not indicated.

PREFERRED CERTIFICATES, LICENSES, REGISTRATIONS

Not indicated.

SOFTWARE SKILLS REQUIRED

Basic: 10-Key, Accounting, Alphanumeric Data Entry

Advanced: Spreadsheet, Word Processing/Typing

Intermediate: Presentation/PowerPoint

WORKING CONDITIONS

Somewhat disagreeable working conditions. Continuously exposed to one or two elements such as noise, intermittent standing, walking; and occasional pushing, carrying, or lifting.

ENVIRONMENTAL CONDITIONS

The following work environment characteristics described here are representative of those an employee encounters while performing essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.

The noise level in the work environment is usually moderate.

PHYSICAL ACTIVITIES

The following physical activities described here are representative of those that must be met by an employee to successfully perform the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions and expectations.

Semi-repetitive, low physical. Semi-repetitive type work which requires periods of concentration for varied time cycles as prescribed by the tasks.

While performing the functions of this job, the employee is continuously required to sit, use hands to finger, handle, or feel, talk or hear; regularly required to stand, walk, reach with hands and arms; and occasionally required to climb or balance. The employee must occasionally lift and/or move up to 25 pounds; regularly lift and/or move up to 10 pounds. Specific vision abilities required by this job include color vision.

ADDITIONAL INFORMATION

Not indicated.

Equal Opportunity Employer/Protected Veterans/Individuals with Disabilities

This employer is required to notify all applicants of their rights pursuant to federal employment laws. For further information, please review the Know Your Rights notice from the Department of Labor.