Senior Litigation Counsel

Biz2Credit Inc; Houston, Northern (TX, KY); Hybrid; USD 150,000 - 210,000; Full time

Job summary

Biz2Credit Inc. is seeking a Senior Commercial Litigation Counsel with 5+ years' experience in commercial litigation, including MCA enforcement and creditors' rights. The role involves managing a high-volume caseload across state and federal courts and advising lenders on risk and compliance.

The ideal candidate holds a JD, active bar admission, deep knowledge of UCC Articles 3 and 9, and a proven track record in motion practice, trials, and post-judgment remedies.

Qualifications

• 5+ years of dedicated experience in commercial litigation, focusing on MCA litigation.
• Experience handling breach of contract, confession of judgment enforcement, and asset recovery.
• In-depth knowledge of UCC Articles 3 and 9, plus judgment enforcement procedures.
• Ability to manage a robust caseload independently in a fast-paced environment.
• Strong written and oral advocacy in state and federal courts.

Responsibilities

• Direct all phases of commercial litigation from pre-suit to post-judgment enforcement.
• Handle disputes arising from MCA agreements, commercial guarantees, merchant default, and related issues.
• Formulate aggressive recovery strategies, including bank restraints and liens.
• Draft pleadings, emergency motions, and appellate briefs for court proceedings.
• Represent clients at oral arguments, hearings, depositions, mediations, and trials.
• Advise lenders and financial institutions on risk mitigation and compliance with evolving laws.

Skills

Litigation & Case Management

MCA & Contract Enforcement

Creditors’ Rights & Asset Recovery

Motion Practice & Briefing

Court Appearances

Client Consultation

Education

Juris Doctor (JD)

Bar Admission

Job description

Description

This position is remote. Candidates must be licensed in the state of Texas and live in Houston or surrounding areas.

Description

At Biz2Credit, we look for individuals who are ready to join a dynamic and innovative fintech company on a mission to change the lending landscape for small businesses. Our values of Collaboration, Responsibility, Empowerment, Disruption, Innovation, and Trust guide everything we do, and our purpose of helping small businesses succeed drives us forward.

As a company, we believe that with the right tools and support, small business owners can achieve their dreams, and we're here to make that happen. That's why we're dedicated to developing cutting-edge solutions, like our Biz2X platform, a fully configurable SaaS solution that leverages artificial intelligence and machine learning to make lending more efficient, effective, and accessible.

But we're more than just another FinTech company. We're a team of individuals who bring their unique personalities, backgrounds, and experiences to work every day. We believe that diversity makes us stronger, and that's why we value a culture that is inclusive and supportive. We're looking for people who are excited about the opportunity to make a difference, who want to work in an environment that is both challenging and fun, and who are eager to bring their whole selves to work.

So, if you're someone who is eager to join a company that is making a real impact, who values a positive and inclusive workplace culture, and who is ready to be a part of a team that is changing the lending landscape, we want to hear from you. Come join us and be a part of something truly special at Biz2Credit.

About the Role

We are seeking a Senior Commercial Litigation Counsel with at least 5+ years of experience in commercial litigation, ideally with an emphasis on Merchant Cash Advance (MCA) enforcement, alternative commercial finance, and creditors' rights. The ideal candidate will manage a high-volume, fast-paced caseload involving breach of contract, confession of judgment enforcement, fraudulent conveyance, and asset recovery across state and federal courts.

Requirements

• Litigation & Case Management: Direct all phases of commercial litigation from pre-suit investigation through pleading, discovery, trial, and post-judgment enforcement.
• MCA & Contract Enforcement: Handle complex disputes arising from MCA agreements, commercial guarantees, merchant default, stacking issues, and payment processor disputes.
• Creditors’ Rights & Asset Recovery: Formulate and execute aggressive recovery strategies, including bank restraints, property liens, wage garnishments, fraudulent conveyance actions, and post-judgment subpoenas.
• Motion Practice & Briefing: Draft high-quality pleadings, emergency motions (injunctions, TROs, attachments), summary judgment motions, and appellate briefs.
• Court Appearances: Represent clients at oral arguments, hearings, depositions, mediations, and trial proceedings.
• Client Consultation: Advise lenders, funding companies, and financial institutions on risk mitigation, portfolio recovery, and compliance with evolving state and federal commercial finance laws.

Qualifications & Requirements

• Juris Doctor (JD): Degree from an accredited law school; active bar admission in good standing in the primary operating jurisdiction.
• Experience: 5+ years of dedicated experience in commercial litigation, specifically focusing on MCA litigation, debt collection, and creditors’ rights.
• Precedent Knowledge: In-depth understanding of Uniform Commercial Code (UCC) Articles 3 and 9, state enforcement of judgment procedures, and commercial contract law.
• Courtroom Skills: Demonstrated track record of motion practice, trial experience, and emergency relief hearings.
• Efficiency: Ability to manage a robust caseload independently while maintaining high attention to detail in a fast-paced environment.

Preferred Experience

• Familiarity with bankruptcy proceedings (representing secured and unsecured creditors in Chapter 7, 11, and 13 cases, including adversary proceedings and motions for relief from stay).
• Experience navigating regulatory updates affecting the MCA and alternative finance industry (e.g., disclosure laws, usury recharacterization claims).