Senior Life Underwriter: Complex Cases (Remote)

Mutual of Omaha Insurance Company; United States; On-site; USD 100,000 - 150,000; Full time

Job summary

Mutual of Omaha Insurance Company seeks a full-time Licensed Life Underwriter IV to support underwriting of complex individual life cases and provide expert evaluations while working remotely.

The role focuses on underwriting highly complex cases, reviewing decisions, and partnering with agents and leadership to communicate outcomes. Candidates should have 5+ years of life underwriting experience, LOMA/ALU credentials, and a strong independent work ethic.

Qualifications

• 5+ years life underwriting with impaired risks and large cases.
• LOMA 280/281, 290, 311, 386, and ALU 101/201 or equivalent knowledge.
• Strong technical foundation for complex underwriting decisions.
• Independent, accountable and well organized.
• Remote work eligibility; US or Puerto Rico resident.

Responsibilities

• Underwrite highly complex individual life cases with significant mortality and financial impact.
• Review and approve underwriting decisions made by other underwriters, ensuring compliance with company guidelines.
• Partner with agents, brokers, and field leadership to communicate underwriting decisions and build strong relationships.

Skills

Life underwriting

Complex underwriting

Decision making

Remote work

Agent communication

Education

LOMA 280/281

LOMA 290

LOMA 311

LOMA 386

ALU 101/201

Job description

Mutual of Omaha Insurance Company seeks a full-time Licensed Life Underwriter IV to support underwriting of complex individual life cases and provide expert evaluations while working remotely.

The role focuses on underwriting highly complex cases, reviewing decisions, and partnering with agents and leadership to communicate outcomes. Candidates should have 5+ years of life underwriting experience, LOMA/ALU credentials, and a strong independent work ethic.