Senior Life Underwriter

Country Financial Group; Northern (KY); Hybrid; USD 78,000 - 107,000; Full time

Job summary

COUNTRY Financial is seeking a Senior Life Underwriter to analyze life insurance applications and assign risk classifications within underwriting guidelines. The role involves reviewing medical, occupational, financial, avocational and lifestyle details to determine additional information needs for proper risk assessment.

The position typically requires 7+ years of relevant underwriting experience. It is fully remote in the USA, with base pay and eligibility for incentive pay.

Qualifications

• 7+ years of life insurance underwriting experience.
• Ability to evaluate medical, occupational, financial, avocational and lifestyle information.
• Strong communication with representatives, clients and medical personnel.

Responsibilities

• Analyze life insurance applications and assign the appropriate risk classifications within underwriting guidelines.
• Review information about proposed insureds to determine if additional information is needed for proper risk classification.
• Approve, modify or decline new life insurance, disability and long-term care applications and reinstatements.
• Assist financial representatives in determining proper application requirements and communicate status of each application.

Skills

Underwriting

Risk assessment

Communication

Privacy & confidentiality

Job description

## Senior Life UnderwriterApply: Fully Remote: USA Remote: Full time: Posted 18 Days Ago: R26\\_0000000864# **Experience more with a career at COUNTRY Financial!**We’re excited you’re interested in a career at COUNTRY as we strive toward our vision - to enrich lives in the communities we serve. Our footprint spans coast to coast. But more important than where we operate, is the people who do the work. Apply today to help our organization grow and make a difference for our clients.# # About the roleAnalyzes life insurance applications written by financial representatives in all sales regions and assigns the proper risk classification to them within general corporate underwriting guidelines. Reviews information concerning a proposed insureds' medical, occupational, financial, avocational and lifestyle to determine if additional information is needed to properly classify the risk; exercises judgment to approve, modify or decline new life insurance applications and reinstatement applications for life, disability and long term care insurance; assists financial representatives in determining proper application requirements and communicates on the status of each application and any additional requirements needed to place applications in the most favorable risk classification.# # **How does this role make an impact?**- Uses professionalism, tact and empathy when dealing with financial representatives, clients, medical personnel and department support when discussing a risk or facilitating the risk selection, issue and administrative process or obtaining underwriting information.- Respects and maintains the privacy of a clients' personal information disclosed in the risk appraisal process.- Consults with leadership, medical directors, reinsurers, other underwriters, and corporate personnel as required.- May develop new and competitive underwriting guidelines.# # Do you have what we're looking for?Typically requires 7+ years of relevant experience or a combination of related experience, education and training.#LI-Corp#LI-Remote**Base Pay Range:**$77,600-$106,700The base pay range represents the typical range of potential salary offers for candidates hired. Factors used to determine your actual salary include your specific skills, qualifications and experience.**Incentive Pay:**In addition to base salary, this position is eligible for a Short-Term Incentive plan.# **Why work with us?**Our employees and representatives serve nearly one million households with our diverse range of personal and business insurance products as well as retirement and investment services. We build relationships and work together to create a stronger, more secure future for our clients and our communities. We’re a big company, yet small enough you can make an impact and won’t get lost in the shuffle. You’ll have the opportunity to learn and grow throughout your career, either within this role or by exploring other areas of our business.You’ll be able to take advantage of our benefits package, which includes insurance benefits (medical, dental, vision, disability, and life), 401(k) with company match.COUNTRY Financial is committed to providing equal opportunity in all areas of employment, and in providing employees with a work environment free of discrimination and harassment. Employment decisions are made without regard to race, color, religion, age, gender, sexual orientation, veteran status, national origin, disability, or any other status protected by applicable laws or regulations.Come join our team at COUNTRY today!### Start a corporate career with COUNTRY Financial today!COUNTRY is headquartered in Bloomington, IL and offers hybrid, onsite and remote opportunities.If you're based at our Bloomington, IL corporate office, you'll enjoy a hybrid work schedule - three days in the office and two days working remotely. For roles posted as remote, candidates who live more than 50 miles from Bloomington, IL may qualify for a fully remote arrangement.From the moment you’re hired, we invest in you. We know job satisfaction fuels your contribution, so we offer competitive benefits and make investments that help you achieve your professional goals:* Insurance benefits (medical, dental, vision, disability and life)* 401(k) with company match* Paid time off, parental leave, paid company holidays and paid time off to volunteer in your community* Tuition assistance and industry education certificates and designations* Employee resource groups to connect with your peers.Take the next steps to experience more with careers at COUNTRY Financial and apply today!