Senior Life Insurance Underwriter

PRI Technology; Raleigh (NC); Remote; Part time

Job summary

A leading firm is seeking a fully remote Senior Life Underwriter for a part-time position. The ideal candidate will evaluate individual life insurance cases, collaborate with teams, and have strong analytical and decision-making skills. This role offers the flexibility of remote work and the opportunity to contribute to a supportive and high-standard environment.

Qualifications

• 3-5 years of experience in individual life underwriting.
• Knowledge of underwriting manuals and risk assessment tools.
• Aptitude for risk assessment, collaboration, and customer service.

Responsibilities

• Evaluate medical, financial, and non-medical information to determine risk classification.
• Collaborate with reinsurers to negotiate risk classifications.
• Communicate with field partners to solve problems and convey decisions.

Skills

Analytical

Negotiation

Written communication

Oral communication

Risk assessment

Customer service

Decision-making

Organizational skills

Time management

Education

Bachelor's degree

Industry related education (ALU, CLU, LOMA)

Job description

My name is Bill Stevens, and I have a new six month plus full remote Senior Life Insurance Underwriter opportunity available for a major firm located in Holmdel, New Jersey that could be of interest to you, please review my specification below and I am available at any time to speak with you so please feel free to call me. The work schedule will be fully remote and this role is part time twenty hours per week.

The ideal candidate should also possess a green card or be of citizenship.

This position pays $40.00 per hour on a w-2 hourly basis.

Is a culture where "People Count," "We Do the Right Thing," and "We Hold Ourselves to Very High Standards" important to you? Does a supportive environment that protects time to develop knowledge and encourages work / life balance entice you? If so, this firm is seeking a Senior Life Underwriter to develop and execute decision making of individual life cases up to $5,000,000.

Do you want to be part of a collaborative Underwriting team? In this role you will use your expertise to determine the insurability as well as premium classification utilizing tools available including, medical history, financial verification and various third-party vendor provided reports.

The Senior Life Underwriter is accountable for managing assigned work, developing agency relationships, and ensuring customer satisfaction at the highest level. The position requires the individual to operate in a cross-functional team environment.

The ideal candidate will be able to work autonomously and confidently make underwriting decisions that provide the best offer within their assigned approval authority and protect mortality. They will also be able to transform conceptual thinking into competitive decisions that align with company philosophy and department guidelines.

Qualifications :

3-5 years of experience in individual life underwriting Bachelor's degree Industry related education (ALU, CLU, LOMA, etc.) Knowledge of underwriting manuals, MIB (Medical Information Bureau) reporting, and various risk assessment vendor tools An aptitude for risk assessment, collaboration, and customer service The ability to think divergently.

Knowledge of individual life insurance products / processes Analytical, Negotiation, Written and Oral communication skills.

Exceptional decision-making skills and organizational and time management skills

Responsibilities :

Recognize and obtain requirements necessary in evaluating risks, consistently using a comprehensive approach (a "broadened view" of the entire case to forecast all needs and requirements at onset) Evaluate medical, financial, and non-medical information, as developed, to determine the risk classification according to company guidelines.

Collaborate with our reinsurers to negotiate and secure risk classification for business that may exceed our mortality standards, exceed our corporate retention, and / or for the benefit of securing a more competitive offer.

Communicate with field partners and home office personnel for the purpose of acquiring necessary information, solving problems, negotiating appeals, and conveying decisions in a polite, confident, and professional manner.

Reporting Relationships

As our Senior Life Underwriter, you will report to our Underwriting Manager, who reports to our Lead of Underwriting Operations.

The process will include an initial phone or virtual interview screening.

Please let me know your interest in this position, availability to interview and start for this position along with a copy of your recent resume or please feel free to call me at any time with any questions.