Senior Lending Analyst

Pennsylvania-Housing-Finance-Agency; Harrisburg (Dauphin County); On-site; USD 85,000 - 120,000; Full time

Job summary

Pennsylvania Housing Finance Agency is seeking the Multifamily Loan & Tax Credit Underwriter and Analyst to assess eligibility of rental housing developments for loan and tax credit financing. The role requires coordinating the multifamily application review process, managing developments through completion, and maintaining thorough files for funded projects.

The position emphasizes strong knowledge of PHFA rules, regulatory compliance, and experience with HUD/state/local funding programs.

Qualifications

• Bachelor's degree in accounting, finance or real estate or equivalent experience.
• Five to seven years of affordable multifamily housing experience with tax credits or public funding.
• Experience working with HUD, state, and local funding programs preferred.

Responsibilities

• Determine eligibility of complex rental developments for loan and tax credit financing.
• Coordinate all phases of the multifamily application review process and meet deadlines.
• Maintain documentation supporting funding, regulatory, and audit requirements.
• Serve as liaison between PHFA divisions and rental housing developers; represent PHFA at events.

Skills

Underwriting

Subsidy layering

Project management

Stakeholder relations

Regulatory compliance

Education

Bachelor’s degree in accounting/finance/real estate

MBA or MPA preferred

Job description

It's fun to work in a company where people truly BELIEVE in what they're doing!We're committed to bringing passion and customer focus to the business.Job DescriptionMultifamily Loan & Tax Credit Underwriting and AnalysisDetermine the eligibility of complex rental housing developments for loan and tax credit financing using sound land use, environmental, market, and underwriting criteria.Conduct Subsidy Layering Review analyses for submission to HUD, under the oversight of the Manager of Multifamily Coordination.Maintain extensive knowledge of PHFA rules and regulations related to tax credits and federal, state, and local funding programs.Project Management & Application CoordinationCoordinate all phases of the Agency’s multifamily application review process in a timely, accurate, and complete manner.Manage developments from application through project completion, ensuring all milestones, submission requirements, and deadlines are met.Maintain organized electronic and physical project files for funded developments.Developer & Stakeholder Relationship ManagementServe as the primary liaison between PHFA multifamily divisions and rental housing developers.Provide ongoing communication, guidance, and follow-up with developers throughout the development lifecycle to ensure compliance with Agency requirements.Represent PHFA at housing industry events, meetings, and functions.Technical Review, Quality Assurance & Team SupportPerform streamlined secondary reviews of Lending Analyst I and II work products.Support analysts as they prepare developments for Precommitment Meetings and loan closings.Promote consistency, accuracy, and quality throughout the underwriting and review process.Compliance, Reporting & Regulatory AdministrationPrepare and submit required monthly and quarterly reports to the Commonwealth of Pennsylvania, HUD, and other funding sources.Ensure reporting accuracy and compliance with applicable regulatory and funding requirements.Maintain documentation supporting funding, regulatory, and audit requirements.Operational & Organizational ResponsibilitiesPerform additional duties and special projects as assigned.Maintain a regular in-office presence on scheduled workdays to support collaboration and operational effectiveness.Bachelor’s degree in accounting, finance or real estate or the equivalent in education and/or experience. Additionally, a Masters degree in Business Administration and/or Public Administration is preferred.Five to seven years of experience in affordable multifamily housing field with experience using tax credits or federal, state, or local funding in either the public or private sector of the housing industry.Result-oriented with multi-tasking ability.QualificationsBachelor of Science, Equivalent relevant experience (5-7 years)ExperienceRelevant experience (3-6 years)EEO StatementAs an employer, PHFA is committed to having a workforce that is diverse and reflects the residents that it serves. We strive to maintain a workplace where all employees and applicants for employment receive equal opportunities in all aspects of employment. There are numerous policies in place at PHFA to help us honor this commitment.The Pennsylvania Housing Finance Agency is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to age, disability, family status, gender, national origin, political affiliation, race or religion.Diversity StatementPHFA values, honors and commits to the equitable treatment and elimination of discrimination in all forms. We are committed to the diversity of all staff, and in all programs and services offered.