Senior Lending Analyst

PHFA Pennsylvania Housing Finance Agency; Harrisburg (Dauphin County); In loco; USD 70.000 - 110.000; Tempo pieno

Descrizione del lavoro

PHFA Pennsylvania Housing Finance Agency seeks a Multifamily Loan & Tax Credit Underwriter and Analyst to determine eligibility for financing, perform subsidy layering reviews, and manage the multifamily application process. You will maintain files, liaise with developers, and support underwriting quality assurance across the project lifecycle.

The role requires a strong grounding in tax credits and regulatory funding programs, with stakeholder communication and compliance as core duties.

Competenze

• Bachelor’s degree in accounting, finance or real estate or equivalent experience.
• Masters degree in Business Administration and/or Public Administration preferred.
• Five to seven years of experience in affordable multifamily housing with tax credits or public/private funding experience.

Mansioni

• Determine eligibility of complex rental housing developments for loan and tax credit financing.
• Conduct Subsidy Layering Review analyses for HUD submissions.
• Coordinate all phases of the multifamily application review process.
• Manage developments from application through project completion with timeliness and accuracy.
• Maintain organized project files for funded developments.
• Serve as liaison between PHFA divisions and developers; represent PHFA at events.
• Perform quality assurance and support analysts for loan closings and precommitment meetings.
• Prepare monthly and quarterly regulatory reports and ensure compliance.

Conoscenze

Analytical skills

Attention to detail

Communication

Formazione

Bachelor’s degree in accounting, finance or real estate

MBA or MPA preferred

5-7 years in affordable multifamily housing

Descrizione del lavoro

It's fun to work in a company where people truly BELIEVE in what they're doing! We're committed to bringing passion and customer focus to the business.

Job Description

Multifamily Loan & Tax Credit Underwriting and Analysis

• Determine the eligibility of complex rental housing developments for loan and tax credit financing using sound land use, environmental, market, and underwriting criteria.
• Conduct Subsidy Layering Review analyses for submission to HUD, under the oversight of the Manager of Multifamily Coordination.
• Maintain extensive knowledge of PHFA rules and regulations related to tax credits and federal, state, and local funding programs.

Project Management & Application Coordination

• Coordinate all phases of the Agency’s multifamily application review process in a timely, accurate, and complete manner.
• Manage developments from application through project completion, ensuring all milestones, submission requirements, and deadlines are met.
• Maintain organized electronic and physical project files for funded developments.

Developer & Stakeholder Relationship Management

• Serve as the primary liaison between PHFA multifamily divisions and rental housing developers.
• Provide ongoing communication, guidance, and follow-up with developers throughout the development lifecycle to ensure compliance with Agency requirements.
• Represent PHFA at housing industry events, meetings, and functions.

Technical Review, Quality Assurance & Team Support

• Perform streamlined secondary reviews of Lending Analyst I and II work products.
• Support analysts as they prepare developments for Precommitment Meetings and loan closings.
• Promote consistency, accuracy, and quality throughout the underwriting and review process.

Compliance, Reporting & Regulatory Administration

• Prepare and submit required monthly and quarterly reports to the Commonwealth of Pennsylvania, HUD, and other funding sources.
• Ensure reporting accuracy and compliance with applicable regulatory and funding requirements.
• Maintain documentation supporting funding, regulatory, and audit requirements.

Operational & Organizational Responsibilities

• Perform additional duties and special projects as assigned.
• Maintain a regular in-office presence on scheduled workdays to support collaboration and operational effectiveness.

Qualifications

Bachelor’s degree in accounting, finance or real estate or the equivalent in education and/or experience. Additionally, a Masters degree in Business Administration and/or Public Administration is preferred. Five to seven years of experience in affordable multifamily housing field with experience using tax credits or federal, state, or local funding in either the public or private sector of the housing industry. Result-oriented with multi-tasking ability.

• Bachelor of Science, Equivalent relevant experience (5-7 years)
• Experience Relevant experience (3-6 years)

EEO Statement

As an employer, PHFA is committed to having a workforce that is diverse and reflects the residents that it serves. We strive to maintain a workplace where all employees and applicants for employment receive equal opportunities in all aspects of employment. There are numerous policies in place at PHFA to help us honor this commitment. The Pennsylvania Housing Finance Agency is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to age, disability, family status, gender, national origin, political affiliation, race or religion.

Diversity Statement

PHFA values, honors and commits to the equitable treatment and elimination of discrimination in all forms. We are committed to the diversity of all staff, and in all programs and services offered.

The Pennsylvania Housing Finance Agency offers affordable homeownership and rental apartment choices to support people with special housing needs, low- and moderate-income families, and older adults.