Senior KYC High-Risk & EDD Risk Analyst

TD Bank Group; New York (NY); On-site; USD 72,000 - 118,000; Full time

Job summary

TD Bank Group in New York, NY seeks a Senior Financial Crime Risk Management Analyst to perform Enhanced Due Diligence on high-risk customers and ensure regulatory compliance. You will assess risk across onboarding, periodic reviews, and event-driven reviews, document findings, and collaborate with stakeholders to mitigate financial crime risk.

This role requires strong knowledge of AML regulations and the ability to provide data-driven risk recommendations to senior management and regulators.

Qualifications

• Bachelor's degree in Business, Finance, Law, Criminal Justice, or related field.

Responsibilities

• Performs holistic Enhanced Due Diligence (EDD) reviews on high-risk customers at onboarding, periodic review, and event-driven reviews.
• Reviews customer risk factors/indicators and assesses how risks relate to bank products and services.
• Documents assessments and provides recommendations to maintain or onboard customers.
• Evaluates sources of funds, business activities, ownership structures, and other risk factors.
• Analyzes customer transactions to ensure activity aligns with KYC profiles.
• Engages with first line of defense on EDD outcomes and guidance for high-risk customers.
• Ensures compliance with AML laws, BSA, OFAC, and other applicable regulations.
• Prepares detailed EDD risk narratives and supports senior management with risk recommendations.

Education

Bachelor's degree in Business, Finance, Law, Criminal Justice, or related fiel

Job description

TD Bank Group in New York, NY seeks a Senior Financial Crime Risk Management Analyst to perform Enhanced Due Diligence on high-risk customers and ensure regulatory compliance. You will assess risk across onboarding, periodic reviews, and event-driven reviews, document findings, and collaborate with stakeholders to mitigate financial crime risk.

This role requires strong knowledge of AML regulations and the ability to provide data-driven risk recommendations to senior management and regulators.