Senior KYC/EDD Risk Analyst — High-Risk Reviews

TD; United States; Remote; USD 72,000 - 118,000; Full time

Job summary

TD is seeking a Senior Financial Crime Risk Management Analyst (KYC High Risk Reviews) in New York to lead enhanced due diligence for high-risk customers. You will assess AML risk, document narratives, and provide expert recommendations to support senior management and regulators.

The role requires independent judgment and strong regulatory knowledge. The KYC Program Team oversees the TD Bank US Holdings KYC program, ensuring consistent customer due diligence throughout the lifecycle and

Qualifications

• 5+ years of experience in KYC, EDD, or AML within a financial institution
• Strong analytical, problem-solving, and decision-making skills
• Excellent written and verbal communication, with ability to present findings to stakeholders
• Proficiency with AML software and tools; MS Office proficiency
• CAMS or equivalent certification is strongly preferred

Responsibilities

• Perform enhanced due diligence (EDD) reviews for high-risk customers at onboarding, periodic reviews, and events
• Document assessments and provide independent risk recommendations for decision-making
• Evaluate sources of funds, ownership structures and business activities for risk factors
• Review customer transactions to ensure alignment with KYC profiles and expected account use
• Collaborate with first line of defense and regulators; support audits and regulatory examinations

Skills

Analytical thinking

Problem solving

Communication skills

Regulatory knowledge

Education

Bachelor's degree in Business, Finance, Law, Criminal Justice, or related field

CAMS certification preferred

Tools

AML software

Microsoft Office Suite

Job description

TD is seeking a Senior Financial Crime Risk Management Analyst (KYC High Risk Reviews) in New York to lead enhanced due diligence for high-risk customers. You will assess AML risk, document narratives, and provide expert recommendations to support senior management and regulators.

The role requires independent judgment and strong regulatory knowledge. The KYC Program Team oversees the TD Bank US Holdings KYC program, ensuring consistent customer due diligence throughout the lifecycle and