Senior Full Stack Engineer, Lending

clasp-group; United States; Remote; USD 135,000 - 165,000; Full time

Benefits offered by this job

Health benefits

Student loan repayment benefits

401k + match

Flexible PTO

Job summary

Clasp seeks a Senior Full Stack Software Engineer to join the Clasp Finance engineering team, shipping end-to-end features across loan origination, servicing, and analytics. You’ll own hard problems, build operational tooling, and collaborate across teams in a fast-paced fintech.

You will use AI-assisted development, work with Django/React on cloud-native infrastructure, and contribute to data pipelines while upholding rigorous regulatory requirements and high quality standards.

Qualifications

• 5+ years of professional software engineering experience; fluency in Python, TypeScript/JavaScript, and writing clean, maintainable code.
• Experience building operational/internal tooling for fintech, lending, or regulated domains.
• AI-native in workflow using coding tools (Cursor, Copilot, Claude) as a multiplier.
• Familiarity with Django and React to build full-stack features and understand request lifecycle.
• Experience with cloud/serverless infrastructure (AWS Lambda, GCP Functions) and modern deployment practices.
• Strong written and verbal communication to explain technical decisions and write engaging docs.

Responsibilities

• Design, build, and maintain features across loan origination, servicing, and collections workflows.
• Build and maintain internal tooling to manage loans, programs, reports, and school/borrower needs.
• Participate in architecture decisions, code reviews, and technical design discussions.
• Apply AI-assisted development to scale impact and ship higher-quality software faster.
• Collaborate with compliance to implement regulatory requirements as engineering constraints.
• Develop data pipelines powering credit modeling and analytics.
• Engage with school/university stakeholders to understand integration needs and reliability.
• Contribute to a culture of continuous learning and high standards.

Skills

Python

TypeScript

JavaScript

Django

React

Cloud / AWS

AI tooling

AWS Lambda

GCP Cloud Functions

CI/CD

Tools

AWS Lambda

GCP Cloud Functions

Docker

CI/CD

Job description

Senior Fullstack Engineer, Lending (Clasp Finance)

Remote (ET & CT time zones only – some travel required)

About Us

Clasp is a venture-backed, mission-driven startup transforming access to education and career pathways. We are revolutionizing the way employers attract and retain critical talent and the way colleges and universities support their students through education financing — all while tackling the student debt crisis. (Yep, we think BIG.) We like to think of ourselves as more than a fintech; we're a catalyst for economic mobility.

A Forbes Fintech 50 company, portfolio company of SHRM (Society of Human Resource Management — the largest HR organization out there!) and recipient of "Startup of the Year" by StartUp Boston, Clasp is driven by our commitment to social impact and innovation.

Our work spans two business lines:

Clasp Talent helps healthcare employers attract and retain critical talent by connecting them with diverse candidates and using student loan repayment as a powerful recruiting and retention tool. We meaningfully connect employers, educational institutions, and learners to drive mutual benefit.

Clasp Finance equips colleges and universities with lending technology to launch and operate their own private student loan programs, enabling schools to step in and support their students directly with financial aid. Recent federal financial aid changes are reshaping how institutions think about supporting their students, and Clasp Finance is poised to meet this moment.

Join us on our journey to give power to learners and unlock fulfilling careers that drive positive change in their communities and beyond.

What We Need

We're looking for a Senior Full Stack Software Engineer to join the Clasp Finance engineering team, a small, high-impact group working at the intersection of financial operations, product, and data.

You will report to the Engineering Director, Lending and work directly with your teammates and stakeholders to build a resilient, highly available, and compliant workbench for Clasp Lending. This is not a role for someone who just ships features and moves on. You'll own hard problems end-to-end, building the operational tooling, data pipelines, and product features that make a lending platform run. You use AI tools deliberately and creatively to move faster than a team twice your size. You have strong opinions about software quality, are relentlessly detail-oriented, and thrive in ambiguous, high-ownership environments.

We want someone who looks at a hard codebase and is excited to tactically and surgically work on improving the application in every interaction.

What You'll Do

• Design, build, and maintain features across the loan origination platform, ranging from application intake and decisioning logic through servicing and collections workflows.

• Build and maintain internal operational tooling that empowers the Clasp Finance team to manage loans, configure programs, run reports, and respond to school and borrower needs with precision.

• Participate in architecture decisions, code reviews, and technical design discussions that shape the long-term health of the platform.

• Apply AI-assisted development techniques (code generation, test writing, refactoring, documentation) to asymmetrically scale your impact and ship higher-quality software faster.

• Collaborate with compliance and legal to implement regulatory requirements (TILA, ECOA, fair lending, state licensing) as first-class engineering constraints — not afterthoughts.

• Develop and instrument data pipelines alongside the data team that power credit modeling, compliance reporting, and school-facing portfolio analytics — treating data accuracy as non-negotiable.

• Engage occasionally with school and university technical stakeholders to understand integration needs and build confidence in the platform's reliability.

• Contribute to a culture of continuous learning, high standards, and direct, low-ego feedback

What You'll Need

• 5+ years of professional software engineering experience or equivalence, with strong fluency in Python, TypeScript and/or JavaScript and you write clean, maintainable code in both and know when to use each.

• Experience building operational and/or internal tooling for fintech, lending, or another regulated domain

• AI-native in your workflow where you are using coding tools (Cursor, Copilot, Claude, etc.) as a genuine force multiplier, not just for autocomplete or review. The goal here is not to just check the box but to be a leading member of the team who is genuinely excited about what AI can unlock for Engineering

• Familiarity with Django (or a comparable Python web framework) and React — enough to build full-stack features and understand the full request lifecycle.

• Hands-on experience with cloud/serverless infrastructure (AWS Lambda, GCP Cloud Functions, or equivalent) and modern deployment practices.

• Strong written and verbal communicator to explain technical decisions to nonengineers and write documentation others actually want to engage with, not just AI fluff

• We are looking for someone who cares about building technology that expands access to education and economic mobility, and that shows in how you work and persevere through the challenges of this changing industry

Nice to Have

• Any prior exposure to fintech, payments, banking, or financial services — even adjacent experience counts

• Experience designing and building data pipelines, ETL workflows, or event-driven systems that need to be reliable, observable, and correct.

• Familiarity with TILA, ECOA, or state lending regulations and their technical implications.

• Prior experience working in a startup environment where you've worn multiple hats.

• Experience integrating with loan servicers, payment processors, or financial data providers.

What We Give In Return

• Competitive cash and equity compensation

• Health benefits (health, dental, & vision)

• Student loan repayment benefits

• 401k + match

• Flexible PTO policy

• Opportunities to grow and perform in a fast-paced environment alongside a stellar team

Salary

The salary range for this position is competitive and will be commensurate with the candidate's experience, qualifications, and industry knowledge, ranging between $135,000 - $165,000 annually. In addition to the base salary, we offer an attractive equity component as part of our compensation package, providing an opportunity for eligible employees to share in the success and growth of our company. We are committed to offering competitive compensation and benefits packages to attract and retain top talent.

Closing

If you are a driven engineer with a passion for building systems that meaningfully serve the people who rely on them, we want to hear from you. Join us in reshaping how schools support their students and making a lasting impact on the future of higher education financing.

We are committed to creating a diverse and inclusive workplace where all employees feel valued, respected, and empowered to contribute their unique perspectives and talents. Clasp is an equal opportunity employer and prohibits discrimination and harassment of any kind. We embrace diversity and are dedicated to providing equal employment opportunities to all individuals regardless of race, color, religion, sex, sexual orientation, gender identity, national origin, age, disability, veteran status, or any other characteristic protected by law.