Senior Fraud & Risk Analyst — Investigations & SAR Expert

Premier America Credit Union; Houston (TX); On-site; USD 45,000 - 55,000; Full time

Benefits offered by this job

Competitive pay

Subsidized health care (medical,Dental

Vision

FSA and HSA

Company-Paid Life and AD insurance

Discounts on loans

Paid Vacation, Holiday, and Sick time

401k with 6% match

Educational Assistance Program

Job summary

Premier America Credit Union is seeking a Senior Fraud Analyst in Houston to develop, administer, and maintain the fraud program. You will lead investigations, perform root-cause analyses, and recommend remediation steps while ensuring regulatory compliance and confidentiality.

The role requires expertise in fraud mitigation, risk assessment, and case management, with strong analytical and communication skills. Perks include competitive pay and robust benefits; base pay ranges hourly.

Qualifications

• Minimum five years of fraud mitigation and risk analysis experience.
• Experience with complex investigations and case management.
• High school diploma; college coursework or professional certification preferred.
• Knowledge of financial institution risk, fraud, security, and internal controls.
• CFE certification preferred.
• Strong analytical, communication, and organizational skills.
• Proficient with MS Office; able to work across teams and independently.

Responsibilities

• Maintain confidentiality and verify member activity to prevent fraud.
• Stay current with regulatory compliance such as BSA, OFAC, and Patriot Act.
• Research, investigate, and process fraud cases; recommend actions.
• Review transaction reports and fraud detection systems; escalate as needed.
• Prepare fraud SAR filings within regulatory timeframes.
• Document cases thoroughly for law enforcement and audits.
• Provide back-up support across Fraud Operations via emails and calls.

Skills

Fraud mitigation

Risk analysis

Complex investigations

Analytical skills

Verbal and written communication

Time management

Attention to detail

Teamwork

Education

High school diploma

College coursework preferred

CFE certification preferred

Tools

Microsoft Office

Job description

Premier America Credit Union is seeking a Senior Fraud Analyst in Houston to develop, administer, and maintain the fraud program. You will lead investigations, perform root-cause analyses, and recommend remediation steps while ensuring regulatory compliance and confidentiality.

The role requires expertise in fraud mitigation, risk assessment, and case management, with strong analytical and communication skills. Perks include competitive pay and robust benefits; base pay ranges hourly.