Senior FinCrime Product Compliance and Risk Manager - Wise Platform

Archer; Austin (TX); On-site; USD 180,000 - 230,000; Full time

Job summary

Wise Platform is seeking a Senior Manager to lead FinCrime product compliance for North America, focusing on the US and Canada markets. You will shape scalable controls for new Platform products in collaboration with the Platform Product team and 2LOD.

You will partner with engineering and regulators to translate complex regulations into practical requirements, monitor emerging typologies, and help unlock growth through compliant licensing and partnerships.

Qualifications

• 5-7 years of experience in financial crime compliance, with a focus on correspondent banking and BaAS programs.
• Experience collaborating with external partners and internal product/engineering teams to develop Platform Partner solutions.
• Strong ability to analyze and interpret complex regulatory frameworks and explain them to stakeholders.
• Problem-solver who uses regulations and data to drive business decisions.
• Experience working across cross-border payments, with US and Canada markets experience.
• Strong communication and presentation skills for regulators/auditors.
• Willing to travel to Wise offices across countries.
• Legally authorized to work in the US.

Responsibilities

• Collaborate with product teams to define controls and interpret regulation to ensure all new Wise Platform products globally have the right financial crime controls.
• Keep an eye on emerging typologies and regulatory requirements for the US and Canada and implement changes as necessary.
• Understand Wise FinCrime controls and work with the Platform team and Global FinCrime product teams to make changes.
• Communicate with our partners about our compliance program and expectations, and incorporate feedback into internal processes as required.
• Identify challenges to regulatory permissions and unlock growth through new licenses as required.

Skills

Financial crime

Correspondent banking

BaAS

Regulatory analysis

Cross-border payments

US/Canada markets

Regulatory communications

Travel willingness

US work authorization

Job description

Archer is collaborating with Wise to connect them with exceptional professionals for this role.

Company Description

Wise is a global technology company, building the best way to move and manage the world’s money.

Min fees. Max ease. Full speed.

Whether people and businesses are sending money to another country, spending abroad, or making and receiving international payments, Wise is on a mission to make their lives easier and save them money.

For everyone, everywhere.

As part of our team, you will be helping us create an entirely new network for the world's money.

Job Description

More about our mission and what we offer. At Wise we believe that people who are closest to risks are the best placed to identify and address these. We’re looking for a FinCrime Product Compliance Senior Manager to support our Wise Platform Product team as they launch and scale Wise Platform for North America, specifically across our US and Canada markets.

Wise Platform is our product for other financial institutions or businesses that need access to payments to run their businesses and support their customers.

Your primary focus will be to help develop scalable processes to identify and effectively manage financial crime risks across a range of existing and new product types, markets and integrations globally. You will also have exposure to business development conversations - ensuring we remain compliant, while unlocking growth.

Your Mission

• Collaborate with product teams to define controls and interpret regulation to ensure all new Wise Platform products globally have the right financial crime controls.
• Keep an eye on emerging typologies and regulatory requirements for the US and Canada and implement changes as necessary. You will have the support of the 2LOD to identify new regulatory requirements.
• Understand Wise FinCrime controls and be comfortable working with both the Wise Platform team and our Global FinCrime product teams to make any necessary changes.
• Communicate with our partners about our compliance program and expectations. Be able to empathise and incorporate feedback into our internal processes as required.
• Be able to identify challenges to our regulatory permissions and work to unlock growth through new licenses as required.

Qualifications

• You have a minimum 5-7 years of experience in financial crime compliance, with a particular focus on correspondent banking and/or Banking as A Service (BaAS) program,
• You have experience collaborating with external partners, as well as internal product and engineering teams to develop a solution that is tailored for the Platform Partner.
• You have a strong ability to analyze and interpret complex regulatory frameworks and explain them clearly to stakeholders.
• You are a problem-solver who uses regulations and data to drive business decisions.
• You have experience working across cross border payments, with specific experience in the US and Canadian markets.
• You have strong communication and presentation skills, and are able to present on the Wise Platform product to regulators and/or auditors.
• You are willing to travel to Wise offices located across different countries.
• You are legally authorized to work in the US.

Additional Information

For everyone, everywhere. We're people building money without borders — without judgement or prejudice, too. We believe teams are strongest when they are diverse, equitable and inclusive.

We're proud to have a truly international team, and we celebrate our differences.

Inclusive teams help us live our values and make sure every Wiser feels respected, empowered to contribute towards our mission and able to progress in their careers.

If you want to find out more about what it's like to work at Wise visit Wise.Jobs.

Keep up to date with life at Wise by following us on LinkedIn and Instagram.