Regulatory Product Compliance Manager

Wise; Austin (TX); On-site; USD 107,000 - 145,000; Full time

Benefits offered by this job

Job summary

Wise is seeking an experienced Regulatory Product Compliance and Risk Manager to support a rapidly expanding product in North America. This role reports to the Regulatory Product Compliance Lead and ensures Wise's US and Canada regulatory program is best-in-class, meeting obligations and scaling to enable growth.

This position will cut through complexity, collaborate with product and engineering, assess regulatory risk before launches, and coach teams to deliver exceptional results across

Qualifications

• 2–4 years of experience in regulatory compliance focusing on implementing and enhancing controls.
• Experience collaborating with product and engineering to develop regulatory controls considering the customer journey.
• Strong ability to analyze and interpret complex regulatory frameworks and explain them clearly to stakeholders.
• Experience working across cross-border payments, US and Canadian markets.
• Strong data analytics to develop key risk indicators for consumer compliance.
• Willing to travel to Wise offices across different countries.

Responsibilities

• Collaborate with product managers and engineers to develop North America products and ensure an effective risk assessment prior to launch.
• Working knowledge with state money transmission licensing requirements related to Permissible Investments and Regulatory Reporting.
• Or Consumer Compliance Regulations (e.g. Regulation E, UDAAP, California CP Act), Privacy (GLBA), and applicable state regulations.
• Support the issue management process by updating status and developing action plans for closure.
• Proactively identify ways to improve controls and reduce unnecessary customer friction.
• Support Regulatory Product Compliance Lead with quarterly risk assessments and materials for boards and NorthAm Leadership.

Skills

Regulatory compliance

Cross-functional collaboration

Data analytics

Problem solving

Willing to travel

Job description

• Compensation: USD 106,500 - USD 145,000 - yearly

Company Description

Wise is a global technology company, building the best way to move and manage the world’s money.
Min fees. Max ease. Full speed.

Whether people and businesses are sending money to another country, spending abroad, or making and receiving international payments, Wise is on a mission to make their lives easier and save them money.

As part of our team, you will be helping us create an entirely new network for the world's money.
For everyone, everywhere.

We are seeking an experienced and hands‑on Regulatory Product Compliance and Risk Manager to support a rapidly expanding product in North America. This role will report to the Regulatory Product Compliance Lead and is responsible for supporting the team’s work to ensure Wise's US and Canada Regulatory Compliance program is best-in‑class, meeting all regulatory obligations, effectively managing regulatory compliance risk, and scaling to enable continued growth.

This is a unique opportunity to directly impact Wise’s mission, whilst developing your skills in a fast-paced environment. You will cut through complexity to make high-stakes decisions, build momentum across multiple teams, and coach others to deliver exceptional results.

Job Responsibilities

Collaborate with product managers and engineers to develop new products and features for NorthAmerica, and ensure an effective risk assessment considering all regulatory compliance risks are adequately reviewed and assessed prior to launch

Working knowledge with either state money transmission licensing requirements related to Permissible Investments, Regulatory Reporting;

Or Consumer Compliance Regulations (e.g. Regulation E, UDAAP, California Consumer Protection Act), Privacy (GLBA), and applicable state privacy and consumer protection regulations.

Support the issue management process by updating status of issues and developing action plans for closure, and ensure that all artifacts are properly retained to evidence closure.

Proactively identify ways to improve controls, reduce unnecessary customer friction, and enable continued growth.

Support Regulatory Product Compliance Lead with execution of quarterly regulatory compliance risk assessment and preparation of any materials required for the applicable boards and NorthAm Leadership meetings.

Qualifications

• You have a minimum 2-4 years of experience in regulatory compliance, with a particular focus on implementing and enhancing controls.

You have experience collaborating with product and engineering teams to develop regulatory compliance controls that consider the customer’s journey.

You have a strong ability to analyze and interpret complex regulatory frameworks and explain them clearly to stakeholders.

You are a problem-solver who uses regulations and data to drive business decisions.

You have experience working across cross border payments, with specific experience in the US and Canadian markets.

You have strong data analytics skills and have used them to develop/inform Key Risk Indicators to articulate the health of the consumer compliance program.

You are willing to travel to Wise offices located across different countries.

You are legally authorized to work in the US.

Additional Information

For everyone, everywhere. We're people building money without borders — without judgement or prejudice, too. We believe teams are strongest when they are diverse, equitable and inclusive.

We're proud to have a truly international team, and we celebrate our differences.
Inclusive teams help us live our values and make sure every Wiser feels respected, empowered to contribute towards our mission and able to progress in their careers.

If you want to find out more about what it's like to work at Wise visit Wise.Jobs .

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