Senior Financial Risk Analyst

United States Digital Space LLC; Chicago (IL); On-site; USD 125,000 - 170,000; Full time

Benefits offered by this job

RSUs

Job summary

United States Digital Space LLC in Chicago is seeking a Senior Financial Risk Analyst to evaluate and manage financial risk for a portfolio of enterprise merchants on our platform. You will contribute to reducing credit losses while collaborating with Commercial, Product and Legal teams.

The role emphasizes scaling risk management processes, policy development, and clear communication of risk to stakeholders across the organization. RSUs are part of the compensation package.

Qualifications

• Experience evaluating and managing financial risk (e.g., chargebacks) for a portfolio of merchants.
• Ability to scale and improve risk management frameworks, policies, tools, and processes.
• Strong communication with cross-functional teams (Commercial, Product, Legal).

Responsibilities

• Assess and analyze merchant business models and financial health to provide credit risk guidance.
• Drive continuous improvement of the risk management framework for quality and scalability.
• Lead end-to-end projects, collaborating with multiple teams for optimal merchant solutions.
• Share credit risk knowledge with Product, Legal, and Compliance during product development.

Skills

Credit risk analysis

Financial risk management

Stakeholder communication

Job description

This is the company

the company provides payments, data, and financial products in a single solution for customers like Meta, Uber, H&M, and Microsoft - making us the financial technology platform of choice. At the company, everything we do is engineered for ambition.

For our teams, we create an environment with opportunities for our people to succeed, backed by the culture and support to ensure they are enabled to truly own their careers. We are motivated individuals who tackle unique technical challenges at scale and solve them as a team. Together, we deliver innovative and ethical solutions that help businesses achieve their ambitions faster.

Senior Financial Risk Analyst

As a Senior Financial Risk Analyst located in Chicago, you will be part of a team of high-performing professionals that evaluates and manages financial risk (i.e. chargebacks) arising from a portfolio of enterprise merchants, as well as assessing the risk of new products.

As a member of our team, you will help us scale and innovate our financial risk management framework and processes. You will be working closely with the Commercial, Product and Legal teams while collaborating with some of the biggest merchants processing on the the company platform, all with one overarching goal: limiting the company’s exposure to credit losses. Our team is highly motivated, extremely innovative, and thrives on shared success. As we operate globally, our team is part of an international team with diverse backgrounds and skill sets. Our ideal new team member has a proven track record of solving problems, is a great communicator with an affinity for technology and a passion for finance.

What you’ll be doing

• You will work closely with our very diverse merchant portfolio, to assess and analyze their business model and financial health, and provide clear and concise credit risk advice to the the company credit risk committee.
• You will drive continuous improvement of our risk management framework, including policies, tools and processes, to further improve the quality and scalability of our risk management objectives.
• You will lead projects from beginning to end, and help us to find optimal solutions for our merchants by collaborating with various teams and ensuring we are aligned with our risk management framework;
• You will share your credit risk knowledge to Product,Legal and Compliance teams to ensure credit risk is properly considered in new commercial product development;
• You will share the company’s approach to credit risk management to merchants, commercial teams, and regulators.

The base salary for this role in Chicago is: $125,000-$170,000. The total compensation package also includes RSUs (Restricted Stock Units).

Our Diversity, Equity and Inclusion commitments

Our unique approach is a product of our diverse perspectives. This diversity of backgrounds and cultures is essential in helping us maintain our momentum. Our business and technical challenges are unique, and we need as many different voices as possible to join us in solving them - voices like yours. No matter who you are or where you’re from, we welcome you to be your true self at the company.

What’s next?

Ensuring a smooth and enjoyable candidate experience is critical for us. We aim to get back to you regarding your application within 5 business days. Our interview process tends to take about 4 weeks to complete, but may fluctuate depending on the role. Learn more about our hiring process here. Don’t be afraid to let us know if you need more flexibility.

the company is an equal opportunity employer. We do not discriminate based on race, color, ethnicity, ancestry, national origin, religion, sex, gender, gender identity, gender expression, sexual orientation, age, disability, veteran status, genetic information, marital status or any legally protected status.

All your information will be kept confidential according to EEO guidelines.