Senior Financial Planning Consultant (Denver, CO)

raymondjames; Denver (CO); On-site; USD 58,000 - 90,000; Full time

Benefits offered by this job

Medical, dental, and vision benefits

Life insurance

Disability benefits

Retirement savings plan

Paid time off & parental leave

Job summary

Raymond James is seeking a Financial Planner to serve as a resource to Advisors and clients on comprehensive financial planning topics, including portfolio design, retirement planning, risk management, and education funding. The role emphasizes ongoing industry knowledge and client-focused planning across a diversified advisory practice.

The candidate will prepare client analyses, develop tailored plans, and present recommendations while ensuring compliance and accurate documentation for

Qualifications

• Bachelor's degree in related field and four years' experience in the financial services industry with an emphasis on financial, retirement and estate planning field or in marketing these services
• Equivalent combination of experience, education and/or training as approved by Human Resources
• SIE required provided that an exemption or grandfathering cannot be applied; Series 7; Series 63/65/66 as required by state

Responsibilities

• Reviews clients' current portfolio design, understands client goals, enters client data, and conducts financial analysis.
• Serves as relationship manager for a subset of existing clients, at discretion of lead Financial Advisors.
• Evaluates retirement needs, researches options, and implements planning alternatives.
• Researches and provides recommendations related to risk management concerns, including insurance.
• Designs tailored financial analysis or comprehensive financial plan for clients and prospects.
• Prepares presentations that clearly communicate recommendations and alternatives.
• Ensures firm and regulatory policies are followed within compliance standards.

Skills

Financial planning

Portfolio analysis

Client relationship management

Estate planning

Retirement planning

Tax planning

Education

Bachelor's degree in Finance

Bachelor's degree in Business Administration

SIE, Series 7, 63/65/66 licenses

Job description

Job Description Summary

Under limited supervision uses specialized knowledge and skills obtained through experience, specialized training or certification to serve as a resource to Financial Advisors and clients regarding overall financial planning issues which may include portfolio design, income tax consulting, retirement planning, qualified retirement plans, risk management, estate planning, education funding, and small business planning. Continuously gains knowledge of the financial industry and markets through on-going education.

Job Description

Responsibilities

• Reviews clients' current portfolio design, understands client goals, enters client data, and conducts financial analysis.
• Serves as relationship manager for a subset of existing clients, at discretion of lead Financial Advisors.
• Evaluates overall individual and employer-based retirement needs, researches various options, and implements planning alternatives.
• Researches and provides recommendations related to risk management concerns, including insurance.
• Designs tailored financial analysis or comprehensive financial plan for clients and prospects that meets their short and long-term financial needs and goals.
• Prepares presentations that clearly communicate the recommendations and alternatives related to the client's financial analysis and comprehensive plan design.
• Performs detailed document reviews; analyzes client information and situations across the financial planning spectrum to develop plan.
• Researches information as necessary on a case-by-case basis and writes customized financial plan observations and recommendations for each client case.
• Prepares files for meetings with existing and new clients.
• Prepares, coordinates and follows through on any needed communication with new or existing clients.
• Continuously monitors clients' financial situations with detail and accuracy, with the ability to the look at their overall financial picture.
• Responds to client questions by telephone, email and occasional personal visits.
• Educates client on the functions of various securities markets and the principal factors that affect them.
• Provides guidance on estate planning options and techniques.
• Responds to education funding questions including 529 savings plans.
• Provides guidance on small business planning.
• Conducts research as needed related to clients, including but not limited to basic income tax questions and other legal issues requesting guidance when appropriate.
• Participates in client presentations.
• Obtains and verifies the client's purchase and sale instructions, enters orders, and follows up on completion of transactions.
• Ensures firm and regulatory policies are followed within compliance standards.
• Perform other duties and responsibilities as assigned.

Education/Experience Requirements

Bachelor's degree in a related field and four years' experience in the financial services industry with an emphasis on financial, retirement and estate planning field or in marketing these services

~or~

An equivalent combination of experience, education and/or training as approved by Human Resources

Licenses

• SIE required provided that an exemption or grandfathering cannot be applied
• Series 7
• Series 63, 65 and/or 66 as required by state
• Certified Financial Planner

Education

• Bachelor's, Bachelor's: Business Administration, Bachelor's: Finance

Work Experience

General Experience - 3 to 6 years

Certifications

• s66 - Uniform Combined State Law Examination - Financial Industry Regulatory Authority (FINRA), s7 - General Securities Representative Examination - Financial Industry Regulatory Authority (FINRA), Securities Industry Essentials Exam (SIE) - Financial Industry Regulatory Authority (FINRA)

Salary Range

$57,783.96-$90,000.00

Travel

Less than 25%

Workstyle

Resident

The total compensation for this position includes base salary or wages, and may include components such as additional compensation (cash or equity), discretionary bonuses, or commissions. This position is eligible for a benefits package that may include medical, dental, and vision; life insurance; critical illness insurance and accident insurance; disability benefits; retirement savings; paid time off (including vacation, holidays, and sick leave); and parental leave. Eligibility for benefits and specific offerings may vary based on position and employment status. To view more details of the benefits offered, visit Myrjbenefits.com.

At Raymond James our associates use five guiding behaviors (Develop, Collaborate, Decide, Deliver, Improve) to deliver on the firm's core values of client-first, integrity, independence and a conservative, long-term view.

We expect our associates at all levels to:

• Grow professionally and inspire others to do the same
• Work with and through others to achieve desired outcomes
• Make prompt, pragmatic choices and act with the client in mind
• Take ownership and hold themselves and others accountable for delivering results that matter
• Contribute to the continuou