Senior Financial Planning Consultant (Denver, CO)

Raymond James Financial, Inc.; Denver, Northern (CO, KY); Hybrid; USD 58,000 - 90,000; Full time

Benefits offered by this job

Medical/dental/vision

Life insurance

Disability benefits

Retirement savings

Paid time off

Parental leave

Job summary

Raymond James Financial, Inc. in Denver seeks an experienced financial planning specialist who, under limited supervision, serves as a resource to Financial Advisors and clients on portfolio design, retirement and estate planning, tax considerations, and education funding.

You will analyze client portfolios, prepare tailored financial plans, present recommendations, coordinate meetings, and ensure compliance with firm policies while delivering thoughtful guidance across the financial planning

Qualifications

• Bachelor’s degree in a related field with four years’ experience in financial services.
• SIE required; state licensing may require Series 7/63/65/66.
• FINRA exams and related regulatory credentials (SIE, Series 7/63/65/66)

Responsibilities

• Review client portfolios and goals, enter data, and run financial analysis.
• Act as relationship manager for a subset of clients.
• Evaluate retirement needs and research planning options.
• Prepare tailored financial plans and presentations.
• Coordinate meetings and follow through on transactions.
• Ensure compliance with firm and regulatory policies

Skills

Financial analysis

Portfolio design

Relationship management

Client data entry

Estate planning knowledge

Education

Bachelor's degree in related field

Tools

FINRA licensing knowledge

Job description

Job Description Summary

Job Description Summary Under limited supervision uses specialized knowledge and skills obtained through experience, specialized training or certification to serve as a resource to Financial Advisors and clients regarding overall financial planning issues which may include portfolio design, income tax consulting, retirement planning, qualified retirement plans, risk management, estate planning, education funding, and small business planning. Continuously gains knowledge of the financial industry and markets through on-going education.

Job Description Responsibilities

Reviews clients’ current portfolio design, understands client goals, enters client data, and conducts financial analysis. Serves as relationship manager for a subset of existing clients, at discretion of lead Financial Advisors. Evaluates overall individual and employer-based retirement needs, researches various options, and implements planning alternatives. Researches and provides recommendations related to risk management concerns, including insurance. Designs tailored financial analysis or comprehensive financial plan for clients and prospects that meets their short and long-term financial needs and goals. Prepares presentations that clearly communicate the recommendations and alternatives related to the client’s financial analysis and comprehensive plan design. Performs detailed document reviews; analyzes client information and situations across the financial planning spectrum to develop plan. Researches information as necessary on a case-by-case basis and writes customized financial plan observations and recommendations for each client case. Prepares files for meetings with existing and new clients. Prepares, coordinates and follows through on any needed communication with new or existing clients. Continuously monitors clients’ financial situations with detail and accuracy, with the ability to the look at their overall financial picture. Responds to client questions by telephone, email and occasional personal visits. Educates client on the functions of various securities markets and the principal factors that affect them. Provides guidance on estate planning options and techniques. Responds to education funding questions including 529 savings plans. Provides guidance on small business planning. Conducts research as needed related to clients, including but not limited to basic income tax questions and other legal issues requesting guidance when appropriate. Participates in client presentations. Obtains and verifies the client’s purchase and sale instructions, enters orders, and follows up on completion of transactions. Ensures firm and regulatory policies are followed within compliance standards. Perform other duties and responsibilities as assigned.

Education & Experience Requirements

Bachelor’s degree in a related field and four years’ experience in the financial services industry with an emphasis on financial, retirement and estate planning field or in marketing these services ~or~ An equivalent combination of experience, education and/or training as approved by Human Resources

Licenses

SIE required provided that an exemption or grandfathering cannot be applied Series 7 Series 63, 65 and/or 66 as required by state

Certified Financial Planner Education

Bachelor’s, Bachelor’s: Business Administration, Bachelor’s: Finance

Work Experience

General Experience - 3 to 6 years

Certifications

s66 - Uniform Combined State Law Examination - Financial Industry Regulatory Authority (FINRA), s7 - General Securities Representative Examination - Financial Industry Regulatory Authority (FINRA), Securities Industry Essentials Exam (SIE) - Financial Industry Regulatory Authority (FINRA)

Salary Range

$57,783.96-$90,000.00

The total compensation for this position includes base salary or wages, and may include components such as additional compensation (cash or equity), discretionary bonuses, or commissions.

Travel

Less than 25%

Workstyle

Resident

Benefits

• medical, dental, and vision
• life insurance
• critical illness insurance and accident insurance
• disability benefits
• retirement savings
• paid time off (including vacation, holidays, and sick leave)
• parental leave

Eligibility for benefits and specific offerings may vary based on position and employment status. To view more details of the benefits offered, visit Myrjbenefits.com.

Associate Behaviors

We expect our associates at all levels to:

• Grow professionally and inspire others to do the same
• Work with and through others to achieve desired outcomes
• Make prompt, pragmatic choices and act with the client in mind
• Take ownership and hold themselves and others accountable for delivering results that matter
• Contribute to the continuous evolution of the firm

At Raymond James – as part of our people-first culture, we honor, value, and respect the uniqueness, experiences, and backgrounds of all of our Associates. When associates bring their best authentic selves, our organization, clients, and communities thrive.

Company Description

Raymond James is a diversified financial services company providing wealth management, capital markets, asset management, banking and other services to individuals, corporations and municipalities. Founded in 1962 in St. Petersburg, Florida, rather than on Wall Street, we have always embraced being a different kind of financial services firm. Today, Raymond James has locations and subsidiaries across the United States, Canada, the United Kingdom and Germany, and is listed on the New York Stock Exchange under the symbol RJF.

Company Culture

Our business is deeply focused on people and their financial well-being. We're committed to helping individuals, corporations and institutions achieve their goals, while also supporting successful professionals and helping our communities prosper. We believe doing well and doing good aren't mutually exclusive. As an established but ever-evolving company, you can start – or continue – growing your career here. We invest in you with wide-ranging benefits and the support of leaders and colleagues who care. From development opportunities and enriching networking groups to prioritizing diversity, inclusion and the power of different perspectives, Raymond James is where good people grow. Our people-first culture is outlined in our Culture Blueprint. Check it out to see why many choose to work at Raymond James – and why they stay.

Equal Opportunity Employer

The Company is an equal opportunity employer and makes all employment decisions on the basis of merit and business needs.

Core Values

At Raymond James our associates use five guiding behaviors (Develop, Collaborate, Decide, Deliver, Improve) to deliver on the firm's core values of client-first, integrity, independence and a conservative, long-term view.