Senior Financial Analyst – Revenue Streams

SumUp; United States; On-site; USD 63,000 - 85,000; Full time

Benefits offered by this job

Virtual Stock Option

L&D budget €2000 and 10 days education

25 days paid leave + service-based 1‑2

Health and life insurance

On-site yoga and Multisport card

Tax-free meal vouchers

Free shuttle to Joliot-Curie station

Sabbatical after 3 years

Employee referral bonus

Job summary

SumUp is seeking a Senior Financial Analyst for Revenue Streams in Sofia, Bulgaria. You will own complex reconciliations across lending, e-money, and merchant banking, investigating data gaps and ensuring audit-ready documentation.

You will mentor juniors, review postings, and support month-end close with tight deadlines while collaborating with Product and Controlling to improve data connections. Join a team that combines accounting rigor with SQL, AI-assisted tools, and advanced analytics to

Qualifications

• Strong accounting background gained in an international company or audit firm, comfortable with financial reporting, GL entries and revenue recognition.
• Experience investigating and resolving reconciliation mismatches across high-volume, complex data sets.
• Comfort reviewing colleagues' work and giving clear, constructive feedback, without needing to be in a formal leadership role.
• Genuine curiosity about how systems and processes connect, with the confidence to ask questions and dig into unfamiliar territory.
• Willingness to reach out proactively to teams like Product and Controlling to get to the bottom of an issue.

Responsibilities

• Take ownership of complex reconciliations within one of SumUp's revenue streams such as lending, e-money or merchant banking.
• Investigate mismatches and data gaps between backoffice systems, ledgers and cash flows, and resolve them at the root cause rather than case by case.
• Review postings and reconciliations completed by junior colleagues, checking for accuracy, completeness and audit ready documentation.
• Post complex accrual, impairment and revenue recognition entries, and support month-end close within tight deadlines.
• Work directly with Product, Controlling and other teams to understand how systems and data connect, and where improvements are needed.
• Help build structured tracking and documentation for open reconciling items and controls, supporting SumUp's move towards a stronger control environment.

Skills

Accounting precision

Analytical thinking

Curiosity about systems

Mentoring juniors

Proactive communication

Tools

SQL

AI-assisted reconciliation tools

Data analytics

Job description

Senior Financial Analyst - Revenue Streams

Finance, FGL - Financial General Ledger | Sofia, Bulgaria (office first)

About the team

The Financial General Ledger (FGL) team sits at the strategic core of SumUp's financial operations. We're not your typical accounting team , we own the financial integrity of SumUp's core business, ensuring every euro of revenue and cost from our lending, payments, and merchant banking products is accurately captured and analyzed.

As SumUp scales exponentially, lending volumes growing, our work has evolved into a highly analytical, data-driven function. We combine deep accounting knowledge with SQL queries, AI-assisted reconciliation tools, and advanced data analytics to understand not just what was recorded, but why and how our business operates financially. This is analytical accounting at its core you'll analyze product mechanics, trace complex payment flows, and use technology to automate routine work, freeing you to focus on the analytical challenges that matter.

This senior role is the technical anchor of the FGL team: you'll drive reconciliation quality, solve the toughest accounting puzzles, mentor junior teammates, and shape how we scale our processes intelligently, from our modern Sofia office.

What you'll do

• Take ownership of complex reconciliations within one of SumUp's revenue streams such as lending, e-money or merchant banking
• Investigate mismatches and data gaps between backoffice systems, ledgers and cash flows, and resolve them at the root cause rather than case by case
• Review postings and reconciliations completed by junior colleagues, checking for accuracy, completeness and audit ready documentation
• Post complex accrual, impairment and revenue recognition entries, and support month-end close within tight deadlines
• Work directly with Product, Controlling and other teams to understand how systems and data connect, and where improvements are needed
• Help build structured tracking and documentation for open reconciling items and controls, supporting SumUp's move towards a stronger control environment

You'll be great for this role if…

• Strong accounting background gained in an international company or audit firm, comfortable with financial reporting, GL entries and revenue recognition
• Experience investigating and resolving reconciliation mismatches across high-volume, complex data sets
• Comfort reviewing colleagues' work and giving clear, constructive feedback, without needing to be in a formal leadership role
• Genuine curiosity about how systems and processes connect, with the confidence to ask questions and dig into unfamiliar territory
• Willingness to reach out proactively to teams like Product and Controlling to get to the bottom of an issue

Why you should join SumUp

Opportunity to work with SumUppers globally on large-scale fintech products used by millions of businesses worldwide, from our modern Sofia office. This involves an office-first setup

Commitment to Diversity and Inclusion: be part of a workplace that values and promotes diversity, fostering an inclusive environment where everyone's perspectives are respected and embraced

Enrolment onto our Virtual Stock Option programme: you'll own a stake in SumUp's future success

A dedicated annual L&D budget of €2000 and 10 paid days of educational leave, which can be used to attend conferences and/or advance your career through further education

Generous time off: 25 days of paid leave, plus one extra day per year of service (up to 35), along with public holidays and special leave options

Peace of mind: additional health insurance and life insurance

Stay active: on-site yoga and a co-sponsored Multisport card offering access to hundreds of sports facilities

Meal support: benefit from a tax-free food voucher program plus flexibility via our Re:Benefits platform

Easy commute: free shuttle buses connecting directly to Joliot-Curie metro station

Break4me: 1-month sabbatical after 3 years of service

Referral Bonus: earn additional rewards by referring talented individuals to join the SumUp team

About SumUp

Be empowered to do more that matters.

At SumUp, we're on a mission to empower small businesses across the globe by providing simple and affordable tools that allow them to thrive. Today, over 4 million businesses in 38 markets rely on SumUp as their financial partner to manage payments, finance and customer relationships.

Our commitment to small businesses is reflected in our diverse team of over 3,000 SumUppers from over 90 nationalities, united by global collaboration and an innovative mindset. Our core values lay the foundation for who we are and what we stand for, shaping our work culture and driving our success. We foster inclusivity and a continuous learning culture, providing a safe space for personal and professional growth. Our differences make us unique and strong as we strive to create an environment where everyone belongs and feels supported, no matter how they identify.

SumUp is proud to be an Equal Employment Opportunity employer, actively seeking and embracing diversity in our workforce. We don't make hiring or employment decisions based on race, colour, religion or religious belief, ethnic or national origin, nationality, sex, gender, gender identity, sexual orientation, disability, age or any other basis protected by applicable laws or prohibited by company policy. Our commitment extends beyond recruitment to creating a safe and respectful workplace where harassment of any form is strictly prohibited. Discover more about our culture and opportunities on our careers website, and follow our journey on LinkedIn, Instagram, and TikTok.

Job Application Tip

We recognise that candidates feel they need to meet 100% of the job criteria in order to apply for a job. Please note that this is only a guide. If you don't tick every box, it's ok too because it means you have room to learn and develop your career at SumUp.