Senior Financial Analyst, Real Estate & Bond Finance

Housing Opportunities Commission

Silver Spring (MD)

On-site

USD 81,000 - 136,000

Full time

14 days+

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Job summary

Housing Opportunities Commission (HOC) in Montgomery County, MD, seeks a Senior Financial Analyst to support the Mortgage Finance Division. The role focuses on evaluating credit risk, underwriting multifamily real estate transactions, and managing bond proceeds during construction.

Strong knowledge of real estate finance and due diligence is essential. The position requires handling financial statements, loan documentation, and market data to assess viability and risk, coordinating across

Qualifications

Knowledge and understanding of budget processes.
Ability to identify and resolve issues.
Ability to be responsible with confidential assignments, materials, and situations with discretion, tact, and diplomacy.
Ability to work independently with broad guidance and to carry out continuing assignments requiring the organization of material and the preparation of reports.
Demonstrated ability to research and compile reports and analyze information.
Ability to prepare and present ideas in a clear and concise manner, both orally and in writing.
Ability to coordinate work programs of committees and working groups within the Mortgage Finance Division.
Grade 27 - Min: $81,196 / Mid: $108,712 / Max: $136,229 | Salary determined by departmental budget - Offer commensurate with experience .

Responsibilities

Engage with Mortgage Finance personnel, Asset Management and Property Management Divisions to develop a lending and loan management database.
Develop financial models to evaluate financing scenarios and support senior underwriters.
Analyze financial statements, budgets, contracts, change orders and appraisals for underwriting.
Assist in bond issuance and review bond documents with multifamily underwriting leadership.
Collect and analyze loan data and market data related to affordable housing in Montgomery County.
Coordinate documentation from various HOC divisions throughout underwriting.
Monitor and reconcile data discrepancies to ensure data integrity.
Perform multi-year pro formas and calculate financial ratios.
Conduct inspections and analyze neighborhood and market characteristics.
Maintain knowledge of government and industry policies/regulations affecting HOC programs.