Senior Financial Analyst

International Finance Bank; Miami (FL); On-site; USD 85,000 - 105,000; Full time

Job summary

International Finance Bank is seeking a detailed Finance/Accounting professional to support the monthly close, budgeting, and regulatory reporting processes under U.S. GAAP. This role collaborates with treasury, risk, and operations to ensure accurate financial data and timely reporting.

Ideal candidates will have 4–5 years of relevant experience, bilingual English/Spanish preferred, and a track record in financial reporting and controls within the banking sector.

Qualifications

• 4-5 years of experience in accounting/finance roles.
• Experience with banking, regulatory reporting, or financial reporting preferred.
• Strong knowledge of U.S. GAAP and internal controls.

Responsibilities

• Analyze monthly financial results, balance sheet and income statement trends; summarize drivers for management review.
• Prepare recurring financial reporting packages, dashboards, and analyses for management and boards.
• Support month-, quarter-, and year-end close through GL analytics, reconciliations, and variance explanations.
• Assist regulatory, audit, and exam requests by gathering documentation and ensuring control evidence.
• Contribute to annual budget and forecasts with assumptions and trend analyses.
• Maintain and enhance financial models, schedules, and reconciliations for reporting and KPI tracking.
• Identify data quality, reporting, and control improvements to increase accuracy and efficiency.
• Collaborate with Treasury, Operations, Lending/Credit, Risk/Compliance and other units to resolve reconciling items.
• Other duties as assigned.

Skills

Financial analysis

General ledger

Account reconciliations

GAAP knowledge

Internal controls

Financial modelling

Cross-functional collaboration

KPI tracking

Education

Accounting/Finance degree

Postgraduate specialization

Job description

How You’ll Make an Impact

This position supports the Finance/Accounting function by preparing and analyzing financial results, variance explanations, reconciliations, and accounting data used by management, auditors, and regulators. Helps ensure the accuracy, timeliness, and integrity of financial reporting; supports month-end close, budget/forecast analysis, audit and exam requests, and process improvement initiatives aligned with U.S. GAAP, internal controls, and the Bank’s strategic objectives.

Key Responsibilities

1. Analyze monthly financial results, balance sheet and income statement trends, and budget-to-actual variances; summarize key drivers and business impacts for management review.
2. Prepare and maintain recurring management, board, committee, and departmental financial reporting packages, dashboards, and analytical schedules.
3. Support month-end, quarter-end, and year-end close activities through general ledger analysis, account reconciliations, journal entry support, accrual review, and variance explanations.
4. Support regulatory, audit, tax advisor, and exam requests by gathering supporting documentation, reconciling balances, and documenting financial reporting support and control evidence.
5. Assist with annual budget and periodic forecast processes, including departmental assumptions, revenue and expense trend analysis, and preparation of supporting schedules.
6. Maintain and enhance financial models, account schedules, and reconciliations used for financial reporting, profitability analysis, and KPI tracking.
7. Evaluate data quality, reporting, and control issues; identify opportunities to improve accuracy, efficiency, automation, and consistency across Accounting and finance reporting workflows.
8. Collaborate with Treasury, Operations, Lending/Credit, Risk/Compliance, and other business units to validate financial data and ensure timely resolution of reconciling items and reporting questions.
9. Other duties: Perform other duties as assigned by leaders.

Requirements

Required Education: Graduated professional with specialization or postgraduate degree

Possible Degrees: Accounting, Finance, Economics or Business Administration

Other Education: Banking, financial reporting, regulatory reporting, or public accounting experience preferred.

Required Years of Experience in Position: 4-5 Years

Languages: English and Spanish (Preferred)

Technical Knowledge and Skills

1. Ability to analyze financial statements, general ledger activity, account reconciliations, variance trends, and banking performance metrics.
2. Working knowledge of U.S. GAAP, bank accounting, internal controls, and financial or regulatory reporting requ