Senior Financial Advisor

Pearl Capital Management; Phoenix (AZ); On-site; USD 120,000 - 180,000; Full time

Job summary

Pearl Capital Management is seeking a Senior Financial Advisor to lead client relationships and provide high-level financial guidance. You will meet clients, develop comprehensive plans, and advise on retirement, investments, taxes, and risk, while constructing diversified portfolios and monitoring performance.

Responsibilities include regulatory compliance, team collaboration, and business development through referrals and educational events to support firm growth.

Qualifications

• Demonstrated expertise in Financial Planning and Retirement Planning.
• Strong foundation in Finance and Investments, including portfolio construction, asset allocation, and risk management.
• A portable book of business is a requirement.
• Proven experience in Financial Advisory, providing objective, client-focused guidance and maintaining high ethical standards.
• Relevant professional certifications such as CFP®, CFA®, or ChFC® are strongly preferred.
• Bachelor's degree in Finance, Economics, Business, or a related field; advanced degree is an advantage.
• Excellent analytical, communication, and interpersonal skills, with the ability to explain complex concepts clearly.
• Track record of building and maintaining long-term client relationships and contributing to practice growth.
• Commitment to ongoing professional development and staying current with industry regulations, products, and best practices.

Responsibilities

• Meeting with clients to assess their financial situations.
• Developing comprehensive financial plans.
• Advising on retirement strategies, investments, tax considerations, and risk management.
• Constructing and maintaining diversified investment portfolios.
• Monitoring performance and recommending adjustments aligned with market conditions and client objectives.
• Preparing detailed financial reports.
• Maintaining compliance with regulatory requirements.
• Collaborating with internal team members to deliver integrated advisory services.
• Supporting business development by cultivating client referrals, participating in educational events, and contributing to growth.

Skills

Financial Planning

Retirement Planning

Portfolio construction

Asset allocation

Risk management

Client relationships

Communication skills

Analytical skills

Education

Bachelor's degree in Finance, Economics, Business, or related field

CFP®, CFA®, or ChFC® certifications preferred

Advanced degree advantageous

Job description

Company Description

Pearl Capital Management provides clients with a holistic approach to reaching their financial goals, integrating comprehensive planning with tailored investment strategies. The firm focuses on understanding each client's full financial picture, including short- and long-term objectives, risk tolerance, and retirement needs. Through personalized advisory services, Pearl Capital Management aims to build sustainable wealth and financial security for individuals and families. Team members collaborate closely with clients to deliver clear guidance, ongoing support, and well-informed financial decisions that align with their overall life goals.

Role Description

The Senior Financial Advisor is a full-time role, responsible for leading client relationships and providing high-level financial guidance. Day-to-day responsibilities include meeting with clients to assess their financial situations, developing comprehensive financial plans, and advising on retirement strategies, investments, tax considerations, and risk management. The Senior Financial Advisor will construct and maintain diversified investment portfolios, monitor performance, and recommend adjustments aligned with market conditions and client objectives. This role involves preparing detailed financial reports, maintaining compliance with regulatory requirements, and collaborating with internal team members to deliver integrated, holistic advisory services. The Senior Financial Advisor will also support business development by cultivating client referrals, participating in educational events, and contributing to the firm’s strategic growth.

Qualifications

• Demonstrated expertise in Financial Planning and Retirement Planning, with the ability to create holistic, long-term strategies for diverse client needs.


• Strong foundation in Finance and Investments, including portfolio construction, asset allocation, and risk management.


• A portable book of business is a requirement.


• Proven experience in Financial Advisory, providing objective, client-focused guidance and maintaining high ethical standards.


• Relevant professional certifications such as CFP®, CFA®, or ChFC® are strongly preferred.


• Bachelor's degree in Finance, Economics, Business, or a related field; advanced degree is an advantage.


• Excellent analytical, communication, and interpersonal skills, with the ability to explain complex concepts clearly.


• Track record of building and maintaining long-term client relationships and contributing to practice growth.


• Commitment to ongoing professional development and staying current with industry regulations, products, and best practices.