Senior Financial Accountant

Heritage Financial Credit Union; Glenwood Park (NY); On-site; USD 85,000 - 95,000; Full time

Benefits offered by this job

Paid Time Off

Medical Insurance

Dental Insurance

Vision Insurance

Life Insurance

Employee Assistance Program

Flexible Spending Accounts

Health Savings Accounts

401(k) with Employer Match

Educational Assistance

Volunteer Time to Volunteering

Logo-wear program

Job summary

Heritage Financial Credit Union in Glenwood Park, NY seeks a Senior Financial Accountant to lead financial reporting and strengthen internal controls.

You will prepare GAAP financial statements, regulatory reports (NCUA 5300), perform variance analysis, support budgeting, and mentor staff while partnering with business units across the credit union. This role centers on accuracy, audits, and process improvements with actionable financial insights.

Qualifications

• 4-year college degree in Accounting or Finance, plus 5–8 years of related accounting experience in financial services.
• Practical knowledge of GAAP and regulatory reporting including NCUA Call Reports.
• Experience with GL posting, reconciliations, and period-end close.
• Strong Excel/Word and financial analysis skills.
• Excellent verbal and written communication.

Responsibilities

• Prepare financial statements, maintain general ledger accuracy, and complete financial and regulatory reporting.
• Operate in a reviewer capacity, overseeing GL postings and reconciliations.
• Assist with period-end close activities, accruals, and budgeting support.
• Assist the Controller with internal and external audit document preparation.
• Prepare NCUA Call Report (5300).
• Strengthen internal controls and streamline accounting processes.
• Provide financial analytics and variance analysis to business units.

Skills

General Ledger posting

Regulatory reporting

Reconciliations

Excel

Financial analysis

Budgeting

Communication skills

Industry knowledge

Education

Accounting degree

Finance degree

Job description

Description

Join Heritage Financial Credit Union as Senior Financial Accountant

Do you thrive on turning financial data into meaningful insights and helping organizations make informed decisions?

Are you excited by the opportunity to lead financial reporting, strengthen accounting processes, and ensure accuracy across the organization?

Ready to use your accounting expertise to support business partners, improve internal controls, and help shape the financial health of a growing Credit Union?

As our Senior Financial Accountant, you’ll be a trusted partner in maintaining accurate financial reporting, supporting regulatory compliance, and identifying opportunities to make accounting processes more effective. You’ll collaborate across the organization, provide meaningful financial analysis, support audits and budgeting, and help develop the next generation of accounting talent.

Here's a little about us

Heritage Financial Credit Union is a member-owned financial institution that is committed to helping our members achieve their financial goals and building a stronger community. We believe that everyone deserves access to affordable financial services, and we are dedicated to providing our members with the tools and resources they need to achieve their financial dreams. Our vision is to be the leading financial institution in the communities we serve, and we are committed to creating a culture of excellence where our employees can thrive. We believe in creating a workplace where everyone feels valued and respected, and where we can all work together to achieve our goals. We recognize that our employees are our most important asset, and we are committed to providing them with the training, development, and opportunities they need to succeed.

Our Core Values:

Experience: Go Above Expectations; Create Positive Moments; Personally Acknowledge

Service: Deliver As One Team; Stay A Step Ahead; Guide With Product Expertise

Integrity: Do What's Right; Speak the Truth; Own Our Actions

People: Grow Together; Respect Every Voice; Build Trusting Relationships; Strengthen Culture & Community

POSITION PURPOSE

Responsible for preparation of the Credit Union’s financial statements (including income statement and balance sheet) and regulatory reporting functions (including NCUA 5300 Call Reports). Conduct financial research, variance analysis, and recommends actions. Perform daily, weekly and month-end processes, such as journal entries and account reconciliations. Ensure that reports, accounts, systems, policies and practices adhere to generally accepted accounting principles (GAAP) and are in legal and regulatory compliance.

ESSENTIAL FUNCTIONS AND RESPONSIBILITIES

1. Prepare financial statements, maintain general ledger accuracy, complete financial and regulatory reporting and reconciliations, and ensure compliance with GAAP, applicable regulations, and Credit Union policies and procedures.
2. Operate in a reviewer capacity, overseeing GL postings and GL reconciliations.
3. Assist with period-end close activities, including accruals, and develop internal partnerships within the Credit Union to help Accounting proactively identify and record necessary entries. Review journal entries and reconciliations prepared by Staff Accountants.
4. Assist the Controller with internal and external audit document preparation.
5. Prepare NCUA Call Report (5300).
6. Assist with implementing audit recommendations and strengthening internal controls.
7. Identify opportunities to streamline accounting processes and improve operational efficiency.
8. Document accounting procedures and workflows.
9. Train and mentor junior accounting staff through careful review of work and leading by example
10. Attend meetings as required and participate on assigned committees.
11. Prepare GL reconciliations and journal entries with attention to detail, completeness and accuracy.
12. Assist with annual budgeting and monthly budget variance processes.
13. Provide business units with financial analytic support for budget to actual reporting, variance analysis, KPIs, project budget and strategic initiative tracking.
14. Complete and present required financial reports, records, projections, and recommendations.
15. Work with accounting staff on high transaction volume GL accounts, researching and resolving differences with accounting team and department management partners.
16. Complete ad Hoc Accounting projects as needed.
17. Perform additional duties as assigned.

Requirements

EDUCATION/CERTIFICATION:

4-year college degree in Accounting or Finance, plus 5-8 years of related accounting experience, preferably in a financial services environment or a comparable combination of education and experience.

KNOWLEDGE:

Practical knowledge of accounting principles. Understanding of Bank or Credit Union Balance Sheet. Knowledge of NCUA Call Reporting.

EXPERIENCE:

• General Ledger posting experience
• Management and Regulatory reporting
• Reconciliation experience
• Intermediate level Excel/Word
• Knowledge of finance, financial research, and reporting
• Understanding of economic market and industry conditions
• Familiarity with related laws and regulations
• Foundational knowledge of a Bank or Credit Union Balance Sheet
• Understanding of asset liability management, cash flow modeling and budget preparations/reviews
• Excellent verbal and written communication skills

SKILLS/ABILITIES

• Ability to project a professional appearance and positive attitude at all times.
• Must be open to challenge and risk taking within prudent constraints.
• Excellent written, verbal communication and analytical skills.
• Vision of accounting as an integral service provider for the entire Credit Union.

What's in it for you?

Salary: $85,000 - $95,000 per year (depending on experience)

Benefits:

• Paid Time Off & Paid Federal Holidays
• Medical, Dental, Vision & Life Insurance
• Employee Assistance Program
• Flexible Spending Accounts (FSA)/Health Savings Accounts (HSA)
• Supplement Benefits: Critical Illness Care, Identity Theft Protection, Pet Insurance, Legal Services
• BenefitsPlus+ perks program (travel, entertainment, gift cards and so much more)
• CareNet - benefits concierge service
• 401(k) with 5% Employer Match
• Educational Assistance
• Paid Time to Volunteer
• HFCU Logo-wear (that our employees wear with pride!)

Equal Opportunity Statement

Employment at our Credit Union is based upon merit, ability, and qualifications. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, status as a protected veteran, or any other legally protected status.