Senior ERM Risk Analyst — Hybrid (Data-Driven Insights)

Talcott Financial Group; Connecticut; Hybrid; USD 120,000 - 150,000; Full time

Job summary

Talcott Financial Group in the United States is seeking a Senior Risk Analyst within Enterprise Risk Management. You will own ERM reporting across key risk areas, deliver data-driven insights, and partner with Investment Management, Finance, and Actuarial teams to support risk decisions.

Hybrid work is available with in-office days in Hartford, CT or Charlotte, NC; the role emphasizes data integrity, methodological consistency, and proactive risk analysis to inform strategy and strengthen the

Qualifications

• Bachelor's degree in actuarial science, finance, risk management, or related quantitative field.
• Minimum of 4 years of experience in insurance, asset management or financial analytics.
• ASA, FSA, or CFA designation is a plus.
• Proficiency in Excel, VBA, and SQL are required.
• Experience with Python, Power BI, or similar tools for automation and data visualization strongly preferred.
• Demonstrated ability to take ownership of processes and drive improvements independently.
• Experience providing project oversight or leading components of projects is a plus.
• Strong communication skills, with the ability to translate complex analysis into clear, actionable insights for senior stakeholders.
• Attention to detail and ability to manage multiple deliverables.
• Strong analytical and problem-solving skills, with demonstrated experience working with complex datasets and reporting frameworks.
• Results-oriented with the ability to work under tight deadlines in a high-performance environment.

Responsibilities

• Own and produce core ERM reports across key risk areas, including mark-to-market exposure, issuer concentration limits, WARF metrics, hedge effectiveness, liquidity, and stress testing
• Ensure accuracy, completeness, and consistency of reporting outputs while understanding data sources, methodologies, and key assumptions
• Analyze, interpret, and explain changes in risk metrics
• Identify emerging risks and potential limit breaches
• Monitor portfolio exposures relative to risk appetite, limits, and investment guidelines
• Support liquidity analysis, interpretation of cash flow projections and stress scenarios
• Modify and extend reporting frameworks to incorporate new transactions (e.g., block and flow reinsurance deals)
• Lead automation and process improvement initiatives to enhance scalability, efficiency, and control of ERM reporting
• Serve as a key point of contact for cross-functional partners (Investment Management, Finance, Actuarial) on risk reporting and data-related topics
• Review work produced by other analysts and provide guidance to ensure consistency and quality
• Contribute to transaction reviews by assessing the impact of new strategies on risk metrics or reporting

Skills

Strong communication

Attention to detail

Problem-solving

Education

Bachelor's degree in actuarial science, finance, risk management, or related field

Tools

Excel

VBA

SQL

Python

Power BI

Job description

Talcott Financial Group in the United States is seeking a Senior Risk Analyst within Enterprise Risk Management. You will own ERM reporting across key risk areas, deliver data-driven insights, and partner with Investment Management, Finance, and Actuarial teams to support risk decisions.

Hybrid work is available with in-office days in Hartford, CT or Charlotte, NC; the role emphasizes data integrity, methodological consistency, and proactive risk analysis to inform strategy and strengthen the