Senior Decision Technology Analyst

Bank of Montreal; Chicago (IL); On-site; USD 74,000 - 138,000; Full time

Benefits offered by this job

Health insurance

Tuition reimbursement

Retirement savings plan

Life insurance

Job summary

Bank of Montreal in Chicago is seeking a seasoned professional to design and maintain risk decision-support strategies for a designated risk portfolio. You will work with consumer credit bureau data, source granular data from internal and external providers, and develop analytics that enable fact-based decisions.

You will collaborate with internal and external stakeholders, communicate findings clearly, and support change management across projects, ensuring robust documentation and continuous

Qualifications

• Typically 4–6 years of relevant experience with a post-secondary degree in a related field.
• Experience with Consumer Credit Bureau data and products.
• Knowledge of risk models and core risk systems.

Responsibilities

• Develops and maintains risk decision-support strategies.
• Interprets credit bureau data and sources granular data.
• Presents findings and recommendations to drive action.
• Collaborates with stakeholders to ensure effectiveness of risk decision strategies.

Skills

Data driven decision making

Analytical and problem solving

Collaboration & teamwork

Verbal & written communication

Risk management theory

Education

Post-secondary degree in related field

Tools

CRIFF

Job description

Application Deadline:08/24/2026Address:320 S Canal StreetJob Family Group:Audit, Risk & ComplianceDevelops and maintains risk decision-support strategies using analytical solutions to enable high-quality, fact-based decisions for a designated risk portfolio.Manages interface with Consumer Credit Bureaus including interpreting credit bureau manuals, sourcing granular data and the creation of aggregate variables.business intelligence, and the design and development of sophisticated decision support tools.Supports development and execution of strategic initiatives in collaboration with internal and external stakeholders.Breaks down strategic problems, and analyses data and information to provide insights and recommendations.Supports change management of varying scope and type; tasks typically focused on execution and sustainment activities.Acts as a resource for team members with less experienceAssists with the maintenance, monitoring, measurement & reporting on the status of the risk decision strategies performance.Supports the development and maintenance of system and process documentation / process controls / knowledge assets required for the operation.Supports the maintenance, monitoring, measurement & reporting on the status of the risk decision strategies and key risk indicators to internal & external stakeholders.Supports the planning and execution of the change management process including simulation, validation testing and reporting requirements to evaluate the effectiveness of the new or modified strategies.Provides advice and guidance to assigned business/group on implementation of analytical solutions.Develops and maintains in-depth knowledge of business product strategies and related risk management requirements and legislative/ regulatory directives..Works with data owners to discover and select available data sources from internal sources and external vendors (e.g. lending system, payment system, external credit rating system) to fulfill analytical needs.Works with internal and external stakeholders to understand the capabilities of risk models and core risk systems to ensure effectiveness of risk decision strategies.Builds effective relationships with internal/external stakeholders.Ensures alignment between stakeholders.Presents findings & recommendations in a simple, clear way to drive action.Consults with stakeholders to improve consistency and transparency of risk measurement, metrics and reporting.Monitors and tracks performance; addresses any issues.Focus is primarily on business/group within BMO; may have broader, enterprise-wide focus.Exercises judgment to identify, diagnose, and solve problems within given rules.Works independently on a range of complex tasks, which may include unique situations.Broader work or accountabilities may be assigned as needed.Qualifications:Typically between 4 - 6 years of relevant experience and post-secondary degree in related field of study or an equivalent combination of education and experience.Working / in-depth knowledge of Consumer Credit Bureau data and productsExposure to Consumer Loan Origination Systems (CRIFF a plus)Working / in-depth product knowledge for the designated business / portfolio.Working / in-depth knowledge of risk management theory, processes and portfolio management reporting techniques.Woking / in-depth knowledge of modelling & analytics concepts and applications.Working / in-depth knowledge of risk systems technology.Technical proficiency gained through education and/or business experience.Verbal & written communication skills - In-depth.Collaboration & team skills - In-depth.Analytical and problem solving skills - In-depth.Influence skills - In-depth.Data driven decision making - In-depth.Salary :$74,000.00 - $138,000.00Pay Type:SalariedThe above represents BMO Financial Group’s pay range and type.Salaries will vary based on factors such as location, skills, experience, education, and qualifications for the role, and may include a commission structure. Salaries for part-time roles will be pro-rated based on number of hours regularly worked. For commission roles, the salary listed above represents BMO Financial Group’s expected target for the first year in this position.BMO Financial Group’s total compensation package will vary based on the pay type of the position and may include performance-based incentives, discretionary bonuses, as well as other perks and rewards. BMO also offers health insurance, tuition reimbursement, accident and life insurance, and retirement savings plans. To view more details of our benefits, please visit: https://jobs.bmo.com/global/en/Total-RewardsAbout UsAt BMO we are driven by a shared Purpose: Boldly Grow the Good in business and life. It calls on us to create lasting, positive change for our customers, our communities and our people. By working together, innovating and pushing boundaries, we transform lives and businesses, and power economic growth around the world.As a member of the BMO team you are valued, respected and heard, and you have more ways to grow and make an impact. We strive to help you make an impact from day one – for yourself and our customers. We’ll support you with the tools and resources you need to reach new milestones, as you help our customers reach theirs. From in-depth training and coaching, to manager support and network-building opportunities, we’ll help you gain valuable experience, and broaden your skillset.To find out more visit us at http://jobs.bmo.com/us/enBMO is proud to be an equal employment opportunity employer. We evaluate applicants without regard to race, religion, color, national origin, sex (including pregnancy, childbirth, or related medical conditions), sexual orientation, gender identity, gender expression, transgender status, sexual stereotypes, age, status as a protected veteran, status as an individual with a disability, or any other legally protected characteristics. We also consider applicants with criminal histories, consistent with applicable federal, state and local law.BMO is committed to working with and providing reasonable accommodations to individuals with disabilities. If you need a reasonable accommodation because of a disability for any part of the employment process, please send an e-mail to [e-mail] and let us know the nature of your request and your contact information.Note to Recruiters: BMO does not accept unsolicited resumes from any source other than directly from a candidate. Any unsolicited resumes sent to BMO, directly or indirectly, will be considered BMO property. BMO will not pay a fee for any placement resulting from the receipt of an unsolicited resume. A recruiting agency must first have a valid, written and fully executed agency agreement contract for service to submit resumes.