Senior Data Scientist, Finance & Strategy

Chime; San Francisco (CA); On-site; USD 133,000 - 185,000; Full time

Job summary

Chime is seeking a Senior Data Scientist to partner with Investor Relations and Corporate Strategy. You will synthesize data across Finance, Product, Marketing, and Risk to tell the story of business performance and support public disclosures.

The role emphasizes rigorous, auditable analyses over experimentation, with a focus on earnings timing and strategic impact. Strong SQL/Python, and dbt-based modeling are essential.

Qualifications

• 5+ years of experience delivering analyses for an executive audience.
• Experience in management consulting or investment banking or similar analytical role is highly valued.
• Strong financial acumen: fluency in financial statements, unit economics, and KPIs used by investors.
• Excellent attention to detail with rigorous cross-source reconciliation.

Responsibilities

• Build a holistic, company-wide view of performance linking growth, engagement, and product usage to key financial and operating metrics.
• Partner with Investor Relations to translate internal data into earnings materials and disclosures.
• Serve as arbiter of truth, ensuring externally shared metrics are precise and consistent.
• Explain metric movements with clear narratives for senior leaders.
• Develop reusable data models and reporting to answer recurring questions efficiently.

Skills

SQL

Python

Data storytelling

Business intuition

Tools

dbt

Hex

Claude Code

Cursor

Job description

About the role

We're looking for a Senior Data Scientist to be the dedicated analytics partner to Chime's Investor Relations and Corporate Strategy teams. As a public company, Chime reports its performance to the investor community every quarter, and that story has to rest on data that is accurate, consistent, and well understood. You'll build a holistic view of how the business is performing, use internal data to help Chime communicate its progress through earnings and public disclosures, and bring analytical rigor to high-priority, high-visibility projects that shape Chime's strategic direction.

This is a highly cross-functional role. You'll work with teams across Chime, from Finance and Product to Marketing, Risk, and Operations, to understand what drives performance in every part of the business and how to measure it. It is not an experimentation-focused role: the work centers on business performance, financial and operating metrics, and strategic analysis rather than A/B testing. You'll thrive here if you pair a high bar for precision with the agility to move quickly as priorities shift.

In this role, you can expect to

• Build a holistic, company-wide view of Chime's performance, connecting member growth, engagement, and product usage to the financial and operating metrics that matter most to the business.
• Partner with Investor Relations to turn internal data into how Chime communicates its progress to investors, supporting quarterly earnings materials, shareholder communications, and public disclosures.
• Be an arbiter of truth with data, making sure the metrics Chime shares externally are precisely defined, consistent across sources, and able to withstand scrutiny.
• Explain why metrics move. Spot trends and inflection points early, dig into the underlying drivers, and turn findings into clear narratives for senior leaders.
• Partner with Corporate Strategy on high-priority, high-visibility projects with strategic impact for Chime, bringing structure and data to ambiguous, open-ended questions.
• Work across every part of Chime, partnering with Finance, Product, Marketing, Risk, Operations, and other Analytics teams to understand how each area operates and how its performance should be measured.
• Deliver high-stakes analyses on tight timelines, such as during earnings cycles, without compromising accuracy.
• Build durable, reusable data models and reporting so recurring questions get answered consistently and efficiently.

To thrive in this role, you have

• 5+ years of relevant experience, including hands‑on work in data‑focused roles delivering analyses for an executive audience.
• Prior experience in management consulting, investment banking, or a similar analytical role before moving into data (highly valued).
• Strong financial acumen: fluency in financial statements, unit economics, and the KPIs investors use to evaluate business performance. Familiarity with public company reporting, earnings, and disclosures is a plus.
• Exceptional attention to detail and a high bar for accuracy. You reconcile numbers across sources, pressure‑test your own work, and understand the stakes of getting it right.
• Agility and comfort with ambiguity. You reprioritize quickly, perform well under tight deadlines, and bring structure to open‑ended problems.
• Expert‑level SQL and proficiency in Python for analysis.
• Strong business intuition and the ability to think holistically about how a company creates value (FinTech or financial services experience a plus).
• Excellent communication and data storytelling skills, with experience distilling complex analyses into clear, concise narratives for senior leaders. Experience with Hex is a plus.
• A track record of building trusted relationships and working cross‑functionally with many teams at once.
• Experience building data models in dbt, and fluency with AI coding and analytics tools (e.g., Claude Code, Cursor).

#LI-Onsite #LI-AM1

Below is the base salary offered for this role and level of experience. Full‑time employees may also be eligible for bonus(es), competitive equity, and benefits. For commissioned roles, the base salary listed in this job description does not include incentive/variable pay. The actual base salary offered may be higher, depending on your location, skills, qualifications, and experience.

Wage Notice

$133,000 - $185,000 USD

A little about us

At Chime, we believe that everyone can achieve financial progress. We created Chime-a financial technology company, not a bank*-on the premise that core banking services should be helpful, easy, and free. Through our user‑friendly tools and intuitive platforms, we empower our members to take control of their finances and work towards their goals. Whether it's starting a savings account, purchasing a first car or home, launching a business, or pursuing higher education, we’re proud to have helped millions unlock their financial potential.

We're a team of problem solvers, dreamers, and builders with one shared obses