Senior Data Scientist, Finance & Strategy

Candidate; San Francisco (CA); Hybrid; USD 133,000 - 185,000; Full time

Benefits offered by this job

In-office 4 days/week

Remote Fridays for near-office staff

Wellbeing and health benefits

Parental leave

Job summary

Chime is seeking a Senior Data Scientist to serve as the analytics partner to its Investor Relations and Corporate Strategy teams. You’ll build a holistic view of the business, connect member growth and product usage to financial metrics, and help shape disclosures and earnings materials with rigorous analysis.

You’ll work across Finance, Product, Marketing, Risk, and Operations to align metrics, explain drivers, and deliver high-stakes analyses on tight timelines.

Qualifications

• 5+ years of relevant experience delivering analyses for an executive audience.
• Experience in management consulting, investment banking, or similar analytical roles before moving into data.
• Strong financial acumen: fluency in financial statements, unit economics, and KPIs used by investors.
• Exceptional attention to detail and accuracy with cross-source reconciliation.

Responsibilities

• Build a holistic, company-wide view of performance connecting growth, engagement, and product use to key metrics.
• Partner with Investor Relations to turn data into earnings materials and disclosures.
• Be an arbiter of truth with data; ensure externally shared metrics are defined and consistent.
• Explain why metrics move; spot trends and turn findings into clear narratives for senior leaders.
• Collaborate with Corporate Strategy on high-visibility projects with strategic impact.
• Work across Finance, Product, Marketing, Risk, Operations and other analytics teams.
• Deliver high-stakes analyses on tight timelines during earnings cycles.
• Build reusable data models and reporting to answer recurring questions efficiently.

Skills

SQL

Python

Financial Analysis

Data storytelling

Communication

Tools

dbt

Hex

Claude Code

Cursor

Job description

About the role

We’re looking for a Senior Data Scientist to be the dedicated analytics partner to Chime’s Investor Relations and Corporate Strategy teams. As a public company, Chime reports its performance to the investor community every quarter, and that story has to rest on data that is accurate, consistent, and well understood. You’ll build a holistic view of how the business is performing, use internal data to help Chime communicate its progress through earnings and public disclosures, and bring analytical rigor to high-priority, high-visibility projects that shape Chime’s strategic direction.

This is a highly cross-functional role. You’ll work with teams across Chime, from Finance and Product to Marketing, Risk, and Operations, to understand what drives performance in every part of the business and how to measure it. It is not an experimentation-focused role: the work centers on business performance, financial and operating metrics, and strategic analysis rather than A/B testing. You’ll thrive here if you pair a high bar for precision with the agility to move quickly as priorities shift.

In this role, you can expect to

• Build a holistic, company-wide view of Chime’s performance, connecting member growth, engagement, and product usage to the financial and operating metrics that matter most to the business.
• Partner with Investor Relations to turn internal data into how Chime communicates its progress to investors, supporting quarterly earnings materials, shareholder communications, and public disclosures.
• Be an arbiter of truth with data, making sure the metrics Chime shares externally are precisely defined, consistent across sources, and able to withstand scrutiny.
• Explain why metrics move. Spot trends and inflection points early, dig into the underlying drivers, and turn findings into clear narratives for senior leaders.
• Partner with Corporate Strategy on high-priority, high-visibility projects with strategic impact for Chime, bringing structure and data to ambiguous, open-ended questions.
• Work across every part of Chime, partnering with Finance, Product, Marketing, Risk, Operations, and other Analytics teams to understand how each area operates and how its performance should be measured.
• Deliver high-stakes analyses on tight timelines, such as during earnings cycles, without compromising accuracy.
• Build durable, reusable data models and reporting so recurring questions get answered consistently and efficiently.

To thrive in this role, you have

• 5+ years of relevant experience, including hands-on work in data-focused roles delivering analyses for an executive audience.
• Prior experience in management consulting, investment banking, or a similar analytical role before moving into data (highly valued).
• Strong financial acumen: fluency in financial statements, unit economics, and the KPIs investors use to evaluate business performance. Familiarity with public company reporting, earnings, and disclosures is a plus.
• Exceptional attention to detail and a high bar for accuracy. You reconcile numbers across sources, pressure-test your own work, and understand the stakes of getting it right.
• Agility and comfort with ambiguity. You reprioritize quickly, perform well under tight deadlines, and bring structure to open-ended problems.
• Expert-level SQL and proficiency in Python for analysis.
• Strong business intuition and the ability to think holistically about how a company creates value (FinTech or financial services experience a plus).
• Excellent communication and data storytelling skills, with experience distilling complex analyses into clear, concise narratives for senior leaders. Experience with Hex is a plus.
• A track record of building trusted relationships and working cross-functionally with many teams at once.
• Experience building data models in dbt, and fluency with AI coding and analytics tools (e.g., Claude Code, Cursor).

#LI-Onsite #LI-AM1

Below is the base salary offered for this role and level of experience. Full-time employees may also be eligible for bonus(es), competitive equity, and benefits. For commissioned roles, the base salary listed in this job description does not include incentive/variable pay. The actual base salary offered may be higher, depending on your location, skills, qualifications, and experience.

Wage Notice$133,000—$185,000 USD

A little about us

At Chime, we believe that everyone can achieve financial progress. We created Chime—a financial technology company, not a bank*—on the premise that core banking services should be helpful, easy, and free. Through our user-friendly tools and intuitive platforms, we empower our members to take control of their finances and work towards their goals. Whether it's starting a savings account, purchasing a first car or home, launching a business, or pursuing higher education, we're proud to have helped millions unlock their financial potential.

We're a team of problem solvers, dreamers, and builders with one shared obsession: our members. From day one, Chimers have worked tirelessly to out-hustle and out-execute competitors to bring our mission to life. Their grit and determination inspire us to work harder every day to deliver the very best experience possible. We each bring an owner's mindset to our work, refusing to be outdone and holding ourselves accountable to meet and exceed the highest bars for our teams, our company, and our members.

We believe in being bold, dreaming big, and taking risks, while also working together, embracing our diverse perspectives, and giving each other honest feedback. Our culture remains deeply entrepreneurial, encouraging every Chimer to see themselves as stewards of our mission to help everyday Americans unlock their financial progress.

We know that to achieve our mission, we must earn and keep people's trust—so we hold ourselves to the highest standards of integrity in everything we do. These aren't just words on a wall—our values are embedded in every aspect of our business, serving as a north star that guides us as we work to help millions achieve their financial potential.

Because if we don't—who will?

*Chime is a financial technology company, not a bank. Banking services provided by The Bancorp Bank, N.A. or Stride Bank, N.A., Members FDIC.

What we offer for our full-time, regular employees

• Our in-office work policy is designed to keep you connected - with four days a week in the office and Fridays from home for those near one of our offices, plus team and company-wide events depending on location. Whether you’re coming in regularly or are part of our fully remote program, you’ll stay engaged with your work and teammates.
• Benefits that support your work and life, including backup child, elder, and pet care and subsidized commuter benefits for eligible employees.
• Comprehensive health, financial, and wellbeing benefits designed to support you at every stage of life.
• Generous vacation policy and company-wide paid days off
• 1% of your time off to support local community organizations of your choice
• Annual wellness stipend to use towards eligible wellness related expenses
• Up to 22 weeks of paid parental leave for birthing parents and 12 weeks of paid parental leave for non-birthing parents
• Access to family planning reimbursement
• A challenging and fulfilling opportunity to join one of the most experienced teams in FinTech and help millions unlock financial progress

We know that great work can’t be done without a diverse team and inclusive environment. That’s why we specifically look for individuals of varying strengths, skills, backgrounds, and ideas to join our team. We believe this gives us a competitive advantage to better serve our members and helps us all grow as Chimers and individuals.

Chime is proud to be an Equal Opportunity Employer. We consider qualified applicants without regard to race, color, ancestry, religion, sex, national origin, sexual orientation, gender identity, age, marital or family status, disability, genetic information, veteran status, or any other legally protected basis under provincial, federal, state, and local laws, regulations, or ordinances. We will also consider qualified applicants with criminal histories in a manner consistent with the requirements of state and local laws, including the San Francisco Fair Chance Ordinance, Cook County Ordinance, NYC Fair Chance Act, and the LA City Fair Chance Ordinance, and consistent with Canadian provincial and federal laws. If you have a disability or special need that requires accommodation during any stage of the application process, please contact: [e-mail].

To learn more about how Chime collects and uses your personal information during the application process, please see the Chime Applicant Privacy Notice.