Senior Data Scientist

Navy Federal Credit Union; Pensacola (FL); On-site; USD 99,000 - 156,000; Full time

Job summary

Navy Federal Credit Union is seeking an experienced Data Scientist to provide data-driven insights and develop descriptive, predictive, and prescriptive models that support mission-critical decisions.

You will work with member and financial data, perform exploratory analysis, and develop scalable algorithms while collaborating with teams across the organization. Strong programming and communication skills are essential.

Qualifications

• Bachelor's degree in data science or a quantitative field.
• 3–5 years of experience in exploratory data analysis.
• Understanding of business and operating environment.
• Proficiency in statistics, programming, data modeling, simulation, and advanced mathematics.
• Experience with SQL, R, Python, Hadoop, SAS, SPSS, Scala, and AWS.
• Strong technical writing and data storytelling skills.
• Excellent communication and presentation abilities.
• Collaboration and relationship-building with stakeholders.
• Initiative and sound judgment in projects.

Responsibilities

• Design, develop, and evaluate moderately complex predictive models and algorithms.
• Identify meaningful insights from large data sources.
• Test hypotheses, analyze results, and interpret findings.
• Develop moderately complex software programs and automated processes.
• Transform data into charts and tables to aid decision making.
• Lead small projects and coordinate with SMEs.

Skills

Data analysis

Statistical modeling

Programming

Data storytelling

Interpersonal skills

Problem solving

Education

Bachelor's degree in data science or related field

Master's/PhD in data science, statistics, or engineering

Tools

SQL

R

Python

Hadoop

SAS

SPSS

Scala

AWS

Job description

Navy Federal Credit Union currently does not provide sponsorship for this role. Applicants must beauthorized to work in the United States without the need for current or future sponsorship.

Provide independent data science, machine learning, and analytical insights using member, financial, and organizational data to support mission critical decision making for various areas of the organization. Understand business needs and identify opportunities for new products, services, and process optimization to meet business objectives through the use of cutting-edge data science.

Create descriptive, predictive, and prescriptive models and insights to drive impact across the organization. Conduct work assignments of increasing complexity, under moderate supervision with some latitude for independent judgment. Intermediate professional within field; requires moderate skill set and proficiency in discipline.

Responsibilities

• Design, develop, and evaluate moderately complex predictive models and advanced algorithms
• Identifies meaningful insights from large data and metadata sources
• Test hypotheses/models, analyze, and interpret results
• Exercise sound judgment and discretion within defined procedures and practices
• Develop and code moderately complex software programs, algorithms, and automated processes
• Use modeling and trend analysis to analyze data and provide insights
• Develop understanding of best practices and ethical AI
• Transform data into charts, tables, or format that aids effective decision making
• Build workingrelationships with team members and subject matter experts
• Lead small projects and initiatives
• Utilize effective written and verbal communication to document and present findings of analyses to a diverse audience of stakeholders

Qualifications

• Bachelor's Degree in Data Science, Statistics, Mathematics, Computers Science, Engineering, or degrees in similar quantitative fields
• 3-5 years of experience in exploratory data analysis
• Basic understanding of business and operating environment
• Statistics
• Programming, data modeling, simulation, and advanced mathematics
• SQL, R, Python, Hadoop, SAS, SPSS, Scala, AWS
• Technical writing
• Data storytelling and technical presentation skills
• Research Skills
• Interpersonal Skills
• Working knowledge of procedures, instructions, and validation techniquesCommunication
• Critical Thinking
• Collaborate and Build Relationships
• Initiative with sound judgement
• Technical (Big Data Analysis, Coding, Project Management, Technical Writing, etc.)
• Sound Judgment
• Problem Solving (Responds as problems and issues are identified)

Desired Qualifications

• Master's/PhD Degree in Data Science, Statistics, Mathematics, Computers Science, or Engineering

Hours:

• Monday - Friday, 8:00AM - 4:30PM

About Us

Navy Federal provides much more than a job. We provide a meaningful career experience, including a culture that is energized, engaged and committed; and fierce appreciation for our teams, who are rewarded with highly competitive pay and generous benefits and perks.

Our approach to careers is simple yet powerful: Make our mission your passion.

• FORTUNE100 Best Companies to Work For 2026
• Yello and WayUp Top 100 Internship Programs 2025
• Computerworld Best Places to Work in IT 2026
• Most Loved Workplace - America's Top Most Loved Workplaces 2025
• Newsweek Most Trustworthy Companies in America 2026
• Military Times 2025 Best for Vets Employers
• Forbes 2026 America's Best Large Employers
• Forbes 2025 America's Best Employers for New GradsForbes 2025 America's Best Employers for Tech Workers
• 2025 RippleMatch Campus Forward Award Winner for Overall Excellence
• Military.com Top Military Spouse Employers 2025
• 2026 Handshake Early Talent Award
• Newsweek America's Greatest Workplaces for Culture, Belonging and Community 2026

All qualified applicants will receive consideration for employment without regard to age, race, sex, color, religion, national origin, disability, veteran status, pregnancy, sexual orientation, genetic information, gender identity or any other basis protected by applicable law.

Accommodations:

If you need accommodation or assistance for a qualifying condition to complete the online application (or during any stage of the hiring process), you can contact Navy Federal's Medical Accommodations team at [e-mail] or by calling 1-888-503-6013 . This team cannot provide any information on job postings or application status.

Bank Secrecy Act:

Remains cognizant of and adheres to Navy Federal policies and procedures, and regulations pertaining to the Bank Secrecy Act.

Job Info

• Job Identification 32591
• Job Category Data Scientist
• Degree Level No Formal Education
• Job Schedule Full time
• Job Shift Regular Hours
• Targeted Salary Range $99,400 - $155,850 annually