Senior Data Analyst, FinCrime Risk - Remote - Equity

Unchain Data; Washington, Northern (District of Columbia, KY); Hybrid; USD 165,000 - 180,000; Full time

Benefits offered by this job

Unlimited vacation

Remote work stipend

Health benefits

401(k) with match

Equity options

Rain Cards

Wellness spending

Team summits

Job summary

Rain is seeking an experienced Financial Crimes Risk professional to strengthen transaction monitoring, analytics, and screening controls within the FIU. You will tune rules, analyze data, and collaborate with Investigations, Compliance, and Engineering to scale defenses and regulatory defensibility.

The role emphasizes testing, backtesting, and vendor management, with opportunities to develop internal tools and dashboards across card, ACH, wire, and digital asset activity.

Qualifications

• 4–7+ years in financial crimes analytics or related roles within fintech, banking, payments, or digital assets.
• Advanced SQL and Python with experience analyzing large transaction datasets, automating workflows, and building reusable compliance tooling.
• Hands‑on experience tuning transaction monitoring rules, including thresholds, lookback periods, segmentation, exclusions, and behavioral indicators.
• Experience managing and optimizing financial crime vendor settings, including screening thresholds, matching logic, risk parameters, rulesets, and workflows.
• Experience testing and auditing transaction monitoring, KYC/KYB, sanctions, or screening controls through backtesting, regression testing, QA, and control effectiveness reviews.
• Ability to evaluate monitoring performance using alert volumes, false‑positive rates, escalation outcomes, precision/recall, and detection coverage.
• Strong understanding of AML/BSA, transaction monitoring, sanctions, KYC/KYB, and the ability to independently translate risk requirements into scalable technical controls.
• Hands‑on experience with blockchain intelligence tools such as Chainalysis, TRM Labs, Elliptic, or similar platforms.

Responsibilities

• Tune and optimize transaction monitoring rules across card, ACH, wire, digital, asset activity
• Analyze alert, case, and transaction data to identify false positives, coverage gaps, and opportunities to improve detection quality
• Assist with managing and optimizing financial crime vendor configurations, including thresholds, matching logic, rulesets, risk settings, and workflows
• Support testing, backtesting, regression testing, and audits to ensure monitoring and screening controls operate as intended
• Translate investigative findings, emerging typologies, and regulatory requirements into scalable monitoring logic and technical controls
• Assist with developing internal compliance tools, workflows, dashboards, and automations that improve FIU and Compliance operations
• Partner with Investigations, Compliance, Engineering, and vendors to implement, validate, document, and continuously improve financial crime controls

Skills

SQL

Python

Transaction monitoring tuning

AML/KYC knowledge

Data analysis

Vendor management

Backtesting

Tools

Chainalysis

TRM Labs

Elliptic

Job description

Rain is seeking an experienced Financial Crimes Risk professional to strengthen transaction monitoring, analytics, and screening controls within the FIU. You will tune rules, analyze data, and collaborate with Investigations, Compliance, and Engineering to scale defenses and regulatory defensibility.

The role emphasizes testing, backtesting, and vendor management, with opportunities to develop internal tools and dashboards across card, ACH, wire, and digital asset activity.