Fraud Data Analyst - Financial Crime Insights (Remote)

SouthState Bank; Winter Haven (FL); Hybrid; USD 87,000 - 139,000; Full time

Job summary

SouthState Bank is seeking a FIU Fraud Data Analyst to leverage data and investigative judgment to identify and mitigate financial crime risks. You will analyze large datasets, fraud alerts, and customer activity to support risk-based decisions, strengthen controls, and reduce losses.

Collaboration across Fraud Operations, Digital Banking, IT, Compliance, and other partners is essential to develop insights and reporting.

Qualifications

• Bachelor’s degree in a related field preferred.
• Equivalent related experience may be considered.
• Minimum of 5 years of fraud, financial crimes, BSA/AML, banking operations, risk management, data analytics, or related experience in a financial institution or similar regulated environment.
• Minimum of 2 years’ experience querying, analyzing, and reconciling large datasets using SQL-based databases, Snowflake, Excel, or similar tools.

Responsibilities

• Evaluate fraud detection rules, monitoring logic, alert performance, false positives, and data quality issues; recommend enhancements to improve detection effectiveness and operational efficiency
• Develop, maintain, and enhance dashboards, recurring reports, trend analyses, and ad hoc data views to identify fraud patterns, emerging typologies, control gaps, and loss exposure
• Identify emerging fraud trends, attack patterns, mule activity, account takeover indicators, synthetic identity concerns, suspicious online account opening activity, social engineering indicators, and other financial crime risks
• Query, extract, validate, and analyze large datasets using SQL-based databases, Snowflake, Excel, and other approved analytical tools to support fraud investigations and strategy development
• Analyze fraud alerts, account activity, customer behavior, transaction patterns, and other data sources to identify unusual, suspicious, or potentially fraudulent activity
• Research and analyze high-risk transactions across payment channels, including digital banking, Zelle, Bill Pay, Bank-to-Bank transfers, debit card, wires, ACH, checks, and other products as applicable
• Communicate internal control deficiencies, data limitations, system issues, and fraud vulnerabilities identified during analytical or investigative work
• Provide analytical support, peer guidance, training, and subject matter expertise to team members as needed

Skills

Analytical thinking

Fraud detection

Data analysis

Investigative judgement

Education

Bachelor's degree

Tools

SQL

Snowflake

Excel

Power BI

Tableau

Python

Job description

SouthState Bank is seeking a FIU Fraud Data Analyst to leverage data and investigative judgment to identify and mitigate financial crime risks. You will analyze large datasets, fraud alerts, and customer activity to support risk-based decisions, strengthen controls, and reduce losses.

Collaboration across Fraud Operations, Digital Banking, IT, Compliance, and other partners is essential to develop insights and reporting.