Senior Credit Underwriter - Transportation Financing

International; Lisle (IL); On-site; USD 65,000 - 90,000; Full time

Job summary

International Motors, LLC, doing business as International Financial Corporation in Lisle, Illinois, seeks a Senior Credit Analyst to underwrite credit for owner-operators and small- to mid-size fleet customers. You will assess credit, prepare memos, and make recommendations with authority under NFC policies.

This role requires strong analytical, documentation, and communication skills, with extensive use of Excel, Power BI, and related tools.

Qualifications

• Bachelor's degree and at least 1 year of accounting or finance experience.
• OR Master’s degree and no experience
• OR at least 3 years of accounting or finance experience

Responsibilities

• Daily interaction with dealers, finance managers, and internal sales teams regarding credit requests.
• Perform credit assessment on existing and potential new customers.
• Complete credit memo templates in a clean, accurate, and professional manner
• Make recommendations regarding credit decisions to NFC Credit Management
• Exercise credit approval authority consistent with NFC’s dual signature policy
• Communicate credit decisions to internal and external parties
• Ensure compliance with all company reporting policies, such as risk ratings and scorecards
• Minimize NFC’s risk exposure by adhering to internal credit policies and procedures with respect to lending decisions
• Collect and gather standard due diligence and KYC information
• Ensure loans and leases are properly documented and the liens are perfected
• Educate dealers on credit and documentation requirements
• Support the execution of strategic credit, sales, and marketing initiatives
• Assist management in creation and update of policies, procedures, reports, and desktop manuals
• Assist in remediating post-funding documentation exceptions

Skills

Credit underwriting

Analytical skills

Communication

Independent work

Collaboration

Education

Bachelor's degree in accounting/finance

Master's degree

3 years accounting/finance experience

Tools

PayNet

LexisNexis

DocuSign

Excel

Word

Job description

International Motors, LLC, doing business as International Financial Corporation in Lisle, Illinois, seeks a Senior Credit Analyst to underwrite credit for owner-operators and small- to mid-size fleet customers. You will assess credit, prepare memos, and make recommendations with authority under NFC policies.

This role requires strong analytical, documentation, and communication skills, with extensive use of Excel, Power BI, and related tools.