Senior Credit Underwriter: Strategic Risk & Growth

McKesson; Irving (TX); On-site; USD 85,000 - 141,000; Full time

Job summary

McKesson, Irving, TX, is seeking a Senior Underwriting Analyst to own end-to-end underwriting for a complex portfolio, independently evaluating risk, structuring limits and terms, and delivering well-supported decisions aligned to risk appetite and enterprise objectives.

You will lead advanced financial and risk analyses, assess ownership structures, and translate insights into executive-ready recommendations while collaborating cross-functionally to balance growth and risk.

Qualifications

• Bachelor’s degree in Finance, Accounting, or related field.
• 5+ years of underwriting or corporate finance experience.
• Strong financial statement analysis skills.
• Ability to lead and influence with executive stakeholders.

Responsibilities

• Independently manage a portfolio of complex, high-value customer relationships, including multi-entity and non-standard structures.
• Own end-to-end underwriting decisions, including credit limits, terms, and structuring, within established risk appetite.
• Exercise sound judgment in ambiguous situations, ensuring decisions are well-supported and aligned to enterprise objectives.
• Perform comprehensive financial and credit analysis, including liquidity, leverage, cash flow, and operating performance.
• Evaluate complex ownership structures (e.g., PE-backed, parent/subsidiary) and assess risk across diverse healthcare segments.
• Anticipate emerging risks by integrating financial performance, industry dynamics, and market trends into analysis.
• Proactively monitor portfolio performance, identify risk trends, and implement appropriate mitigation strategies.
• Lead resolution of complex or high-risk credit scenarios, including escalations and non-standard requests.
• Ensure underwriting decisions are consistent with policy, regulatory expectations, and risk management standards.
• Develop clear, defensible underwriting recommendations supported by data, analysis, and business rationale.
• Translate complex financial analysis into concise, executive-ready insights to support decision-making.
• Influence outcomes through effective communication with senior leadership and cross-functional stakeholders.
• Partner with Sales, Finance, AR, and external customers to gather insights and structure pragmatic credit solutions.
• Balance risk and growth objectives by influencing deal structure, terms, and risk mitigation strategies.
• Serve as a trusted advisor to stakeholders on credit risk and underwriting strategy.
• Act as a subject matter expert in underwriting practices, credit policy, and assigned industry segments.
• Provide guidance and informal mentorship to less experienced analysts; elevate overall team capability and consistency.
• Identify and communicate portfolio-level risks, trends, and opportunities to leadership.
• Lead or significantly contribute to improvements in underwriting processes, tools, and decision frameworks.
• Identify opportunities to enhance efficiency, automation, and standardization across workflows.
• Support the evolution of credit policy, risk frameworks, and best practices through applied expertise.

Skills

Embrace Digital Transformation

Diverse and Inclusive Collaboration

Strategic and Analytical Thinking

Adaptability and Growth Mindset

Clear and Impactful Communication

Education

Bachelor’s degree in Finance, Accounting, or related field

Job description

McKesson, Irving, TX, is seeking a Senior Underwriting Analyst to own end-to-end underwriting for a complex portfolio, independently evaluating risk, structuring limits and terms, and delivering well-supported decisions aligned to risk appetite and enterprise objectives.

You will lead advanced financial and risk analyses, assess ownership structures, and translate insights into executive-ready recommendations while collaborating cross-functionally to balance growth and risk.