Senior Credit Structuring Specialist

Flagstar Bank; Michigan; On-site; USD 123,524 - 198,417; Full time

Benefits offered by this job

Medical, dental, vision insurance

Life and disability insurance

Comprehensive leave program

Job summary

Flagstar Bank is seeking a Credit Products Specialist Sr-Specialized in Michigan. This role is responsible for structuring and negotiating complex commercial credit agreements while mentoring junior credit professionals. Candidates should have extensive experience in credit analysis and risk management.

You will serve as a strategic advisor, influencing credit strategy and ensuring long-term portfolio health. The position offers a competitive salary range and a variety of benefits.

Qualifications

• 12+ years of equivalent experience in commercial credit analysis or related fields.
• 8+ years in credit structuring and underwriting with large portfolios.
• Deep expertise in negotiating complex credit agreements.

Responsibilities

• Lead structuring and negotiation of complex credit transactions.
• Monitor portfolio risk and identify industry trends affecting credit quality.
• Serve as a strategic partner to sales and senior leadership.

Skills

Leadership skills

Credit analysis

Negotiation skills

Stakeholder management

Risk oversight

Education

Undergraduate Degree in Finance, Accounting, or Economics

Master’s Degree or equivalent (MBA, CFA preferred)

Job description

Flagstar Bank is seeking a Credit Products Specialist Sr-Specialized in Michigan. This role is responsible for structuring and negotiating complex commercial credit agreements while mentoring junior credit professionals. Candidates should have extensive experience in credit analysis and risk management.

You will serve as a strategic advisor, influencing credit strategy and ensuring long-term portfolio health. The position offers a competitive salary range and a variety of benefits.