Credit Risk Analyst – Real Money Funds Underwriting

Citi; New York (NY); Hybrid; USD 61,000 - 85,000; Full time

Job summary

Citi in Getzville, NY is seeking an ICM Credit Risk Intermediate Analyst focusing on Real Money Funds. You will perform fundamental credit analysis, prepare write-ups, and monitor portfolios with close collaboration across Underwriting, 2LoD, and BCMA.

The role requires 2–5 years of credit experience in financial services, strong analytical skills, and knowledge of Citi systems. Travel is less than 10%, and the team emphasizes risk discipline and effective communication.

Qualifications

• 2-5 years of experience in a financial institution focusing on credit analysis.
• Strong knowledge of Wholesale Credit Processes and ICM Risk Analysis.
• Ability to execute change within a controlled environment.

Responsibilities

• Assess the credit and financial strength of Citi’s Real Money Funds clients by performing fundamental credit analysis.
• Prepare Credit Analysis Write-up Memos and Final Obligor Risk Ratings based on due diligence.
• Monitor the portfolio and escalate potential credit issues to Underwriting 2LoD and BCMA teams.
• Review and provide recommendations on the risk rating across the Funds sector.
• Collaborate with regional stakeholders in Underwriting, 2LoD, and BCMA to implement standards.
• Support ICG Risk Analysis Voice of the Employee initiatives.
• Travel less than 10%.

Skills

Analytical Thinking

Credible Challenge

Financial Analysis

Governance

Policy & Procedures

Risk Management

Interpersonal Skills

Communication

MS Office

ICM Templates

Education

BA/BSc in Finance or Accounting

MBA or related

Tools

Financial Modeling

ICM Templates

Job description

Citi in Getzville, NY is seeking an ICM Credit Risk Intermediate Analyst focusing on Real Money Funds. You will perform fundamental credit analysis, prepare write-ups, and monitor portfolios with close collaboration across Underwriting, 2LoD, and BCMA.

The role requires 2–5 years of credit experience in financial services, strong analytical skills, and knowledge of Citi systems. Travel is less than 10%, and the team emphasizes risk discipline and effective communication.