Senior Credit Risk Specialist (part-time)

TIB The Independent BankersBank, N.A; Fort Wayne (IN); Remote; USD 80,000 - 100,000; Part time

Job summary

Join a forward-thinking banking leader as a part-time Senior Credit Risk Specialist, where you will provide essential credit risk consulting services to financial institutions. This role allows for a flexible, remote work schedule, making it ideal for seasoned professionals like Commercial Credit Executives or former Bank Examiners. You will engage with clients, conduct thorough loan reviews, and present insightful recommendations to improve their credit management practices. This is an exciting opportunity to leverage your expertise in a supportive and inclusive environment while contributing to the success of community banks across the nation.

Qualifications

• Bachelor’s degree in Finance or Accounting required.
• Expert knowledge of commercial credit concepts needed.
• 8-10 years of credit management experience preferred.

Responsibilities

• Provide credit risk consulting for loan review clients.
• Conduct commercial loan reviews and credit risk analysis.
• Prepare detailed reports and recommendations for clients.

Skills

Commercial Credit Concepts

Loan Review

Credit Risk Analysis

Microsoft Excel

Interpersonal Skills

Project Management

Communication Skills

Education

Bachelor’s degree in Finance or Accounting

Tools

Microsoft Office Suite

Job description

Job Category: TIB Consulting

Requisition Number: SENIO001014

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• Posted: October 28, 2024
• Part-Time
• Remote

Locations

Showing 1 location

Farmers Branch, TX 75234, USA

Description

At TIB, we are committed to serving as Trusted Partners for our community banks and our employees. We take great care to maintain our commitment to excellence and personalized service internally and externally. We are dedicated to providing a diverse work environment that fosters inclusivity and growth. If this aligns with your values and you want to join a leader in the banking industry, we are hiring for a part-time, remote Senior Credit Risk Specialist that works with financial institution clients to perform loan reviews, due diligence, and other credit risk consulting services. Must be located in one of the following states: CO, GA, IL, KS, LA, MO, NE, NC, OK, TN, TX, or SC.

This is a perfect position for Commercial Credit Executives, former Bank Examiners, or Loan Review Officers who prefer a flexible, work from home, part-time schedule. Work is 95% remote.

TIB requires a comprehensive background investigation, including criminal and credit history.

MAJOR DUTIES/ACCOUNTABILITIES

• Provides sophisticated credit risk consulting for local and regional loan review clients, including loan review, pre-acquisition due diligence, and loan loss reserve methodology assessment.
• Daily client service to include commercial loan review and credit risk analysis at borrower and portfolio level.
• Reporting and Management Information Systems (MIS) assessment.
• Leads discussions with client Bank executives.
• Presents conclusions and findings in detailed, concise reports and provides well-defined solution or recommendations for noted risk rating changes and credit management deficiencies.
• Presents information regarding exceptions to bank policies or consistent deviation from industry standards.
• Supports renewal of local client engagements by fostering positive relationships with clients through direct calls, advertising, etc. and prepares proposals and contracts for recurring clients.
• Continually stays abreast of the current credit environment and specific industry concerns and requirements through continued education, research and interaction with peers.

REQUIREMENTS/DESIRED QUALIFICATIONS

Required

• Bachelor’s degree, preferably in Finance or Accounting
• Expert knowledge of commercial credit concepts and requirements for security attachment, perfection and valuation
• Expert knowledge of commercial loan underwriting and risk rating systems
• Fundamental knowledge of loan loss accounting requirements
• Fundamental knowledge of real property appraisal requirements
• Ability to manage and prioritize multiple projects and deadlines
• Excellent PC skills, including Microsoft office products, including Excel
• Individual should possess good interpersonal skills and be able to work within and foster a team environment
• Ability to communicate effectively, both verbally and in writing, and across all levels
• Exceptional individual productivity achievement expected

Preferred

• 8-10 years of credit management, loan review, or examination experience

TIB is an equal opportunity employer and does not discriminate against an individual based on the individual's race, color, age, religion, sex, sexual orientation, gender (including pregnancy), gender identity, national origin, disability, genetics, citizenship status, veteran status or any other protected characteristic or activity.

The Major Duties/Accountabilities listed above are only a summary of the typical functions of this job, not an exhaustive or comprehensive list of all possible job responsibilities, tasks, and duties. Management may elect to assign other responsibilities, tasks, and duties associated with this position.

TIB requires a comprehensive background investigation, including criminal and credit history.