Senior Credit Risk Oversight Analyst (2LOD)

SoFi; Frisco (TX); On-site; USD 110,000 - 165,000; Full time

Job summary

SoFi Technologies, Inc. is seeking a 2LOD Senior Risk Analyst to contribute to the maturation of our Credit Risk Oversight function for SoFi Bank, NA and subsidiaries. The role focuses on analytics, predictive modeling, and risk assessment across unsecured, secured, and commercial lending portfolios.

Responsibilities include driving data-driven insights, modeling, evaluating policy effectiveness, and communicating findings to leadership to support risk mitigation and strategic decision-making.

Qualifications

• 8+ years of Credit Risk Analytics experience.
• Strong understanding of lending regulations and risk frameworks.
• Ability to translate analysis into actionable recommendations.

Responsibilities

• Provide analytical support for data-driven insights in Credit Risk.
• Generate analytics and visualizations to influence strategic decisions.
• Monitor credit risk trends and KPI/KRIs; communicate trends to management.
• Review credit policies and assess their effectiveness.
• Develop data visualizations to distill key information for stakeholders.

Skills

Analytical thinking

Communication

Problem solving

Presentation

Cross-functional collaboration

Education

Bachelor’s degree in a quantitative discipline

Master’s degree preferred

Tools

SQL

Python

R

SAS

Tableau

Job description

SoFi Technologies, Inc. is seeking a 2LOD Senior Risk Analyst to contribute to the maturation of our Credit Risk Oversight function for SoFi Bank, NA and subsidiaries. The role focuses on analytics, predictive modeling, and risk assessment across unsecured, secured, and commercial lending portfolios.

Responsibilities include driving data-driven insights, modeling, evaluating policy effectiveness, and communicating findings to leadership to support risk mitigation and strategic decision-making.