Senior Credit Risk Lead, SME Banking – NCR

DBS Bank Ltd; Helena (MT); On-site; USD 21,000 - 29,000; Full time

Job summary

DBS India is seeking a senior Risk Management professional to provide credit support to Credit Approvers for SME lending in the NCR region. You will evaluate financial position, industry outlook and borrower strength to help the business run within target risk levels.

With 8–10 years of banking experience (preferably SME or credit), you will apply RBI/MAS guidelines, ensure internal credit policy compliance and collaborate with SME Relationship teams to maintain controls and drive timely

Qualifications

• 8 to 10 years of experience in Banking (preferably SME or credit department) / Credit Rating.
• Professional qualification or post graduate degree, preferably in business, accountancy, economics, finance etc.

Responsibilities

• To use credit analysis techniques highlighting risks for SME lending proposals.
• Apply RBI/MAS guidelines and ensure compliance with credit policy and regulations.
• Monitor portfolio and ensure timely follow up on delinquencies.
• Collaborate with SME Relationship team and CCU to manage risk and approvals.

Skills

Analytical skills

Presentation skills

Interpersonal skills

Industry knowledge

Education

Postgraduate degree in business/finance

Job description

DBS India is seeking a senior Risk Management professional to provide credit support to Credit Approvers for SME lending in the NCR region. You will evaluate financial position, industry outlook and borrower strength to help the business run within target risk levels.

With 8–10 years of banking experience (preferably SME or credit), you will apply RBI/MAS guidelines, ensure internal credit policy compliance and collaborate with SME Relationship teams to maintain controls and drive timely