Senior Credit Risk Director — Strategy & Structuring

Next Frontier Capital; Irvine (CA); On-site; USD 180,000 - 240,000; Full time

Benefits offered by this job

Health care coverage

Retirement savings plan

Tuition reimbursement

On-site health and wellness centers

Mental health support

Job summary

JPMorgan Chase is seeking a Credit Risk Director within Commercial Bank Risk. You will lead a cross-functional team delivering credit solutions to support clients’ financing needs, oversee credit approval, and mentor risk professionals while enforcing risk policies.

You will collaborate with internal and external stakeholders, negotiate loan documents, drive risk-adjusted decisions, and maintain portfolio quality in a fast-paced environment.

Qualifications

• Bachelor's degree in business, finance, or related field.
• Completion of a major corporate or commercial bank credit training program or equivalent experience.
• 10 years of experience in commercial banking or lending with extensive credit analysis, structuring, and loan documentation expertise.
• Strong credit, accounting, corporate finance, analytical, and financial modeling skills.
• Experience analyzing leveraged M&A, sponsor transactions, direct loans and institutional loans executions.
• In-depth understanding of loan documentation and ability to negotiate credit agreements.
• Excellent interpersonal, verbal, and written communication skills with strong attention to detail.
• Strong organizational, problem-solving, and project management skills with ability to manage competing priorities.
• Intellectual curiosity and ability to learn quickly.
• Demonstrated initiative, self-direction, and ability to perform well under pressure.

Responsibilities

• Lead and develop a team of risk professionals in analyzing and structuring new credit transactions and managing credit portfolios.
• Assess risks and mitigants, balance risk and reward, and manage renewals, amendments, and new transactions to maintain strong credit metrics.
• Form and communicate independent, well-supported views to partners and senior leadership.
• Oversee complex transactions, including negotiations and legal documentation for various loan structures.
• Collaborate proactively with internal and external stakeholders to advance transactions.
• Drive execution with urgency to meet deadlines and client expectations.
• Serve as an expert on structuring and credit policy for stakeholders.
• Mentor and coach team members, contribute to team culture, and participate in improvement initiatives.
• Demonstrate excellent communication skills to solve problems and influence outcomes.
• Uphold organizational standards and adapt to change in a fast-paced environment.

Skills

Credit risk analysis

Financial modeling

Negotiation

Leadership

Communication

Project management

Education

Bachelor's degree in business or finance

Advanced credit training program or equivalent

Tools

Excel

Credit policy knowledge

Job description

JPMorgan Chase is seeking a Credit Risk Director within Commercial Bank Risk. You will lead a cross-functional team delivering credit solutions to support clients’ financing needs, oversee credit approval, and mentor risk professionals while enforcing risk policies.

You will collaborate with internal and external stakeholders, negotiate loan documents, drive risk-adjusted decisions, and maintain portfolio quality in a fast-paced environment.