Senior Credit Officer – Project Finance (Hybrid)

SMBC; New York (NY); Hybrid; USD 178,000 - 231,000; Full time

Benefits offered by this job

Hybrid work model

Job summary

SMBC is seeking a Credit Officer in North America to analyze credit risk across project finance engagements, including energy, oil & gas, and infrastructure. The role requires strong quantitative skills and deep regulatory understanding.

You will review front office applications, prepare executive summaries for management, and ensure credit quality throughout the approval process, working within a hybrid, NYC-area environment.

Qualifications

• Minimum of 5-7 years relevant work experience preferably in the credit department of a major project finance bank.
• Superior attention to detail; ability to highlight key risk factors with clear visuals.
• Ability to work under tight deadlines in a multitasking environment.

Responsibilities

• Analyze risk elements of project finance transactions in North America and present executive summaries.
• Oversee credit quality and provide guidance to business units to ensure compliant credit applications.
• Provide feedback on deal structures to mitigate identified risks.
• Review transaction grading models for accuracy and consistency.
• Monitor and manage problem loans and prepare written reports for management.
• Ensure compliance with internal policies, workflows, regulations, and standards.
• Apply US Regulatory Classification guidelines to review and approve risk ratings.
• Leverage project and corporate finance knowledge to render credit decisions.

Skills

Credit risk analysis

Quantitative skills

Regulatory guidelines knowledge

Project finance understanding

Job description

SMBC is seeking a Credit Officer in North America to analyze credit risk across project finance engagements, including energy, oil & gas, and infrastructure. The role requires strong quantitative skills and deep regulatory understanding.

You will review front office applications, prepare executive summaries for management, and ensure credit quality throughout the approval process, working within a hybrid, NYC-area environment.