Senior Credit Architect: Complex Deals & Strategy

Flagstar Bank; Charlotte (NC); On-site; USD 138,000 - 219,000; Full time

Benefits offered by this job

Medical, dental, vision insurance

Life insurance

Disability insurance

Generous leave program

Job summary

Flagstar Bank in Charlotte, NC is seeking a Senior Credit Products Specialist to lead structuring, underwriting, and management of highly complex credit relationships within technology, media and communications sectors.

The role also mentors junior staff, influences credit strategy, communicates with executives, negotiates credit agreements, and ensures portfolio health while supporting growth objectives.

Qualifications

• Undergraduate degree in Finance, Accounting, Economics, or related field or 12+ years of equivalent experience; MBA/CFA preferred.

Responsibilities

• Lead the structuring, analysis, and approval of highly complex credit transactions.
• Monitor portfolio risk and identify industry trends affecting credit quality.
• Engage with sales and senior leadership for negotiations and deal execution.
• Negotiate credit agreements with clients, legal counsel, and internal teams.
• Mentor junior credit professionals and promote best practices in underwriting.

Skills

Credit analysis

Portfolio management

Leadership

Negotiation

Communication

Education

Bachelor's degree in Finance/Accounting/Economics

MBA or CFA preferred

Job description

Flagstar Bank in Charlotte, NC is seeking a Senior Credit Products Specialist to lead structuring, underwriting, and management of highly complex credit relationships within technology, media and communications sectors.

The role also mentors junior staff, influences credit strategy, communicates with executives, negotiates credit agreements, and ensures portfolio health while supporting growth objectives.