Senior Credit Analyst: Commercial & Mortgage Lending

GreenStone Farm Credit Services; Grand Rapids (MI); Presencial; USD 55.000 - 75.000; Jornada completa

Descripción de la vacante

GreenStone Farm Credit Services is seeking a detail-oriented Credit Analyst to support sound lending decisions through financial analysis and credit evaluation. You will analyze commercial and mortgage loan requests and prepare detailed financial assessments for lenders and customers.

This role requires a Bachelor's degree and 1+ year of credit analysis or related financial experience, with strong analytical, problem-solving, and communication skills, plus excellent organization.

Formación

• Bachelor's degree in a related field (Business Administration, Agricultural Business, Finance, Economics) or similar.
• 1+ year of experience in credit analysis, underwriting, financial services, or agricultural lending.
• Strong analytical, problem-solving, and communication skills.

Responsabilidades

• Analyze commercial and mortgage loan requests that require in-depth credit review.
• Review financial statements, credit reports, collateral information, and related documentation.
• Prepare cash flow projections, ratio analysis, financial trends, and loan narratives.
• Gather and validate customer financial information to ensure complete and accurate analysis.
• Monitor loan covenants, borrowing base reports, and portfolio exceptions.
• Support loan servicing, annual reviews, and government-guaranteed loan reporting.
• Participate in internal credit reviews and collaborate with credit leadership to identify and document findings.
• Make credit decisions within delegated authority.

Conocimientos

Analytical

Problem solving

Communication

Detail oriented

Organizational skills

Educación

Bachelor's degree

Descripción del empleo

GreenStone Farm Credit Services is seeking a detail-oriented Credit Analyst to support sound lending decisions through financial analysis and credit evaluation. You will analyze commercial and mortgage loan requests and prepare detailed financial assessments for lenders and customers.

This role requires a Bachelor's degree and 1+ year of credit analysis or related financial experience, with strong analytical, problem-solving, and communication skills, plus excellent organization.