Senior Credit Analyst

Kendall Bank; Overland Park (KS); On-site; USD 85,000 - 120,000; Full time

Benefits offered by this job

Medical, Dental, Vision insurance

Health Savings Account

Flexible Spending Account

Life Insurance

Disability Protection

401(k) Retirement Plan

Paid Time Off

Job summary

Kendall Bank is seeking a Senior Credit Analyst to evaluate complex commercial lending opportunities and support sound credit decisions across the organization. This role emphasizes advanced financial statement analysis, cash flow assessment, and risk evaluation within a community banking environment.

The position offers opportunities to mentor junior analysts, collaborate with lenders and departments, and contribute to regulatory-compliant credit processes while supporting client relationships

Qualifications

• Strong commercial credit analysis skills
• Advanced cash flow analysis and debt capacity assessment
• Excellent organizational, problem-solving and critical-thinking abilities
• Strong written and verbal communication skills
• Ability to work independently while collaborating with lenders and other departments

Responsibilities

• Analyze complex commercial credit requests and prepare detailed credit presentations and recommendations.
• Evaluate financial statements, cash flow, collateral, guarantor strength, and debt repayment capacity.
• Identify key credit risks and mitigating factors while assessing overall creditworthiness.
• Support loan officers and senior management in structuring credit facilities and making informed lending decisions.
• Monitor existing credit relationships and maintain current financial information and documentation.
• Ensure loan files are complete, accurate, and compliant with bank policies and regulatory requirements.
• Assist with annual reviews, covenant monitoring, and risk rating assessments.
• Serve as a resource and mentor to junior credit analysts as needed.
• Maintain knowledge of industry trends, market conditions, and best practices in commercial credit analysis.
• Perform all responsibilities in accordance with applicable federal and state banking regulations.

Job description

Now Hiring: Senior Credit Analyst

Are you an experienced credit professional who excels at financial analysis, risk assessment, and relationship support? Kendall Bank is seeking a Senior Credit Analyst to play a key role in evaluating complex commercial lending opportunities and supporting sound credit decisions across the organization.

We are looking for a motivated professional with strong analytical skills, exceptional attention to detail, and a collaborative mindset. If you are ready to make a meaningful impact while advancing your career with a growing community bank, we'd love to hear from you.

Join Kendall Bank

For more than 120 years, Kendall Bank has been helping individuals, families, and businesses achieve their financial goals. Today, we continue that tradition by delivering an exceptional banking experience that combines the expertise and technology of a larger institution with the personalized service and trusted relationships of a local community bank.

As a Senior Credit Analyst, you will perform advanced credit analysis on new and existing commercial lending relationships, support lenders with complex credit structures, and provide recommendations that contribute to sound credit decisions. This position requires a strong understanding of financial statement analysis, industry and market trends, commercial lending, risk assessment, and regulatory compliance.

Key Responsibilities

• Analyze complex commercial credit requests and prepare detailed credit presentations and recommendations.
• Evaluate financial statements, cash flow, collateral, guarantor strength, and debt repayment capacity.
• Identify key credit risks and mitigating factors while assessing overall creditworthiness.
• Support loan officers and senior management in structuring credit facilities and making informed lending decisions.
• Monitor existing credit relationships and maintain current financial information and documentation.
• Ensure loan files are complete, accurate, and compliant with bank policies and regulatory requirements.
• Assist with annual reviews, covenant monitoring, and risk rating assessments.
• Serve as a resource and mentor to junior credit analysts as needed.
• Maintain knowledge of industry trends, market conditions, and best practices in commercial credit analysis.
• Perform all responsibilities in accordance with applicable federal and state banking regulations.

What We're Looking For

• Strong commercial credit analysis and financial statement interpretation skills.
• Advanced knowledge of cash flow analysis, collateral evaluation, and credit risk assessment.
• Excellent organizational, problem-solving, and critical-thinking abilities.
• Strong written and verbal communication skills.
• Ability to work independently while collaborating effectively with lenders and other departments.
• Commitment to accuracy, professionalism, and client service excellence.

• Positive attitude and dedication to supporting Kendall Bank's mission, vision, and growth strategies.

Why Join Our Team?

Competitive Benefits

• Medical, Dental, and Vision coverage options available for employees, families, and domestic partners
• Health Savings Account (HSA)
• Flexible Spending Account (FSA)
• Life Insurance and Disability Protection

Financial Well-Being

• 401(k) Retirement Plan

Work-Life Balance

• Generous Paid Time Off (PTO)
• Supportive and team-centric work environment

Career Growth

• Professional development opportunities
• Advancement and leadership development opportunities within a growing organization

Grow Your Career with Kendall Bank

At Kendall Bank, you'll find more than a job. You'll find a team committed to excellence, community involvement, and helping one another succeed. Join us and be part of a bank that is building the future while staying true to its community banking roots.